Best Credit Cards for Students in the USA

Student credit cards are specifically designed for those pursuing post-secondary education and who are at least 18 years of age or the age of the majority in their province of residence. For making several major life decisions after graduation such as renting an apartment or applying for a loan needs a good credit score. Opening a college student credit card is a realistic way to initiate raising credit quickly while taking privilege of rewards and special financing offers.

There are exuberant college student credit cards available, all offering various benefits for distinct type’s students – from travelers and foodies to commuters and international students. Some cards are forbearing with no credit history requirements, which means, you may be enabled without any credit history. You have to be 18 years of age and have a secured and fixed source of income. Here we have compiled few credit cards with their offers and best deals:

Discover it® Student Cash Back is best for cash back. This card offers college students designated in a two-or-four year college the chance to initiate credit and gain benefits. One must be over 18 and a U.S. citizen to apply. This card also provokes to maintain good grades by offering an annual $20 Good Grades Rewards statement credit each school year when you maintain a 3.0 or higher GPA (valid for up to five consecutive years).

Best of America® Travel Rewards for Students is adequate preference for college students who intent on studying abroad or travel throughout vacation. The rewards are rigged towards travel, and cardholder receives 1.5 dollars spent on all purchases. Cardholder can retrieve rewards as a statement credit to cover the cost of qualifying travel purchases. One must be 18 or older and enrolled in school (college, vocational or trade school) to apply for this card.

Discover it® Student Chrome is best for gas stations and restaurants. This card also provokes to maintain good grades by offering an annual $20 Good Grades Rewards statement credit each school year when you maintain a 3.0 or higher GPA (valid for up to five consecutive years). One must be over 18 and a U.S. citizen and enrolled in designated in a two-or-four-year college to apply for this card.

Citi Rewards+ ℠ Student Card is best for college students who make numerous small purchases. One must be 18 and must be enrolled in college to qualify for this card. The Citi Rewards+ Student Card is Citi’s only student card. One can earn 2X points per dollar at supermarkets and gas stations and get 10% of your points back on the first 100,000 you redeem per year. But the point roundup is the most interesting feature: Every purchase will round up to the nearest 10 points, even for small items of $1 or less.

Deserve® EDU MasterCard for Students is the rare college student card and is rigged towards international students. This card does not require any credit history it doesn’t require you to have a cosigner or make a security deposit. It provokes 1% cash back on all purchase cardholders do get a year of Amazon Prime Student after spending $500 in the first three billing cycles on their EDU card - valued at $59. Cardholders cannot make balance transfers or take out cash advances. You must be over 18, enrolled in college and have a U.S. bank account.

The Chase Freedom® Student Credit Card is best for college students who want an uncomplicated card to reap rewards, without any concern about stimulating or keeping track of spending categories. The Chase Freedom Student card endeavour a flat 1% cash back rate on every purchase made. A Visa card, it has no annual fee, and has an easily achievable one-time offer. And, if you keep your account upright, you can qualify for a $20 reward for up to five years.

Despite the lack of a rewards program, the Secured Mastercard® from Capital One stands out for its low security deposit, reasonable fees, and shorter pathway to a higher credit line, making it a good option for users looking to build credit with responsible use. There is also the ability to pay the deposit in installments, along with a fast process for potentially increasing the card's credit line after that. It is a basic card with few frills but also few charges. Accepted at millions of locations worldwide.

The Journey Students Rewards from Capital One offers students the opportunity to build credit with responsible use and earn cash back rewards for purchases. Journey Student Rewards from Capital One cardholders get fraud coverage, as well as text alerts and email reminders to stay on track of card activity.

The Petal®2 Cash Back, No Fees Visa® Credit Card offers outstanding features for building credit, such as increasing cash back, high credit limits and no fees. And because Petal looks at more than just a credit score, it is possible to get the Petal card with no credit history. Currently however, Petal cards are only available to legal U.S. residents of the 50 states with a valid SSN or ITIN.

The Petal®1 Cash Back, No Annual Fees Visa® Credit Card is designed for those looking to build or rebuild their credit scores, offering a high credit line even if you are dealing with low credit scores. The Petal 1 credit card aims to bring the prime experience to borrowers with limited credit history; it is a card designed for consumers with poor to average credit scores, or no credit history at all.

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