How Expatriates In Portugal Can Avoid Getting Caught Out By The Wrong Home Insurance Policy

by Liz Seyi Digital marketing manager

Relocating to a part of the world where the principal language is not English can be as intimidating as it is enthralling – so whatever your predominant emotion may be when you are actually making the move, it pays to ensure you have the right insurance policies in place.

Certainly, when it comes to ranking such insurance policies in order of importance, it’s hard to think of one that belongs more obviously to the top of the list than home insurance.

There’s a lot to think about when selecting a Portuguese home insurance policy, so here’s a bit of advice from Ibex Insurance Services, a trusted and experienced Insurance Broker In Portugal.

Ensure you’re working with the right broker in the first place!

Given that the greatest barrier to many expatriates from an English-speaking country being confident in selecting the most suitable home insurance product in Portugal is the language one, it helps to choose a broker that can actually speak to you in your own language.

It’s just as well, then, that every aspect of Ibex’s own services as an insurance broker in Portugal – yes, every one – is provided in the English language. That can also be the case when you drop into one of our Portuguese offices in Almancil or Tavira.

After all, we are expatriates ourselves – and having catered to the needs of insurance clients across the world since 2000, we know all about those fine details that make the difference between a good and a great insurance broker in Portugal.

Does your chosen broker insure your specific type of property?

Whether your property in Portugal is a holiday apartment that forms part of a block, a static or park home, or indeed any other type of residential property, you’ll be reassured by a broker that is skilled and seasoned in assisting and advising homeowners just like you, with properties like yours.

Pay close attention to the finer details

While the aforementioned removal of the language barrier will enable you to rest much easier when you choose an English-speaking insurance broker in Portugal such as Ibex, that doesn’t mean you shouldn’t carefully scrutinise the smaller points of a given policy.

The optional extras that a specific broker can bring you can be revealing. Does the policy you’re looking at cover such things as your valuables, personal money and credit cards? What about protection against the accidental loss or damage of pedal cycles, or even emergency travel cover?

Whatever you require from your buildings cover, contents cover and/or optional extras when you are attempting to source a home insurance policy, making Ibex your choice of insurance broker in Portugal also means being able to benefit from a highly tailored, detailed and diligent service.

Why not browse our Frequently Asked Questions page to gain a sense of the other issues you should be considering when in need of home insurance for your Portuguese property – or request a quote from us online today, by completing and submitting our straightforward form?