Things You Should Know About Auto Transport Insurance

For many people, automobile is the second most valuable personal investment after their home. For this reason, people tend to secure them with the best available insurance policies to protect their vehicles against theft, accidents, and other possible damages.

However, what most people do not realize is that many auto insurance policies fail to provide the expected protection when transporting vehicles to a new location. To make things even worse, some car shipping companies include a waiver in their contract denying their responsibility for any potential damage to your vehicle in transit.

Keeping that in mind, it is essential to double check the shipping policies of vehicle transportation companies before agreeing to the contract. Here are the four things you need to know about auto transport to move your car without any hassle or additional costs.

1.     Ask the Company for Proof of Insurance

Car transport companies are required to have valid insurance, which allows them to make up for the potential losses should the damage occurs during the delivery process. You can ask the company for the insurance certificate to know about the policy they own as well as the scope of coverage. Also, find out if the company offers coverage for the entire damage or covers a certain percentage of the potential damage to estimate the riskiness of the shipping.

2.     Check with Your Auto Insurance Company

Depending upon your policy, your car insurance company may cover your vehicle in transit. However, you need to check with your insurance company if the same plan is applicable or you need to supply them with additional documents to extend the scope of coverage. 

3.     Get Everything in Writing

Before agreeing to the terms of a car shipping company, make arrangements to put everything in writing. Written agreements or documents may safeguard your financial interests in case of any accident or unforeseen event. This is especially important if the company is agreeing to something that is not mentioned in their regular contract.

4.     Pre-Shipment Inspection

Before taking possession of the vehicle, auto transport companies may conduct a thorough inspection of your vehicle to take note of the existing damages. Make sure that you are present at the time of inspection so that you may verify the claims prior to giving possession to the shipping company.

Whether you are transporting your vehicle within a state or moving it  between states, contact Direct Dispatch to ensure the safe delivery of your vehicle anywhere in the country.