What You Need To Know About Types of Fire Damage

by Ajay G. Creator

Fires are one of the most destructive natural disasters. Every year, thousands of homes and businesses are destroyed by fire, and many more are damaged. Natural events, such as lightning, cause some fires, but most are caused by human activity. Below, we will look at the different types of fire damage.

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Smoke and Soot Damage

Smoke and soot are two of the most common types of fire damage. Smoke is the solid or liquid by-products of combustion, while soot is a fine, powdery substance created when solid fuels are burned. Smoke and soot can both cause severe damage to your property. Smoke can penetrate cracks and crevices, causing permanent staining and discoloration. Soot can settle on surfaces, causing etching and corrosion.

In most cases, smoke and soot damage can be cleaned and repaired. However, in some cases, the damage may be too severe, and the item may need to be replaced. When this occurs, it is recommendable that you file fire damage claims in NJ with your insurance company.

Burn and Heat Damage

Burn damage is the most apparent type of fire damage. This is the damage caused by the actual flames of the fire. Heat damage is often caused by the fire's intense heat, even if the flames do not actually touch the item. Heat damage can cause warping, melting, and other types of damage.

In most cases, burn damage is not repairable, and the item will need to be replaced. Heat damage can sometimes be repaired, depending on the severity of the damage. If the damage is not too severe, it may be possible to sand down the damaged area and refinish it. If you file for a fire damage insurance claim in New Jersey, the insurance company will likely require an estimate from a professional before they approve any repairs.

Water Damage

When firefighters put out a fire, they use a lot of water. This water can cause damage to your property, especially if it is not cleaned up quickly. Water can cause warping, staining, and other types of damage. In some cases, it can also cause mold and mildew to grow. Homeowner’s insurance usually covers water damage. However, cleaning up the water damage as soon as possible is essential to prevent further damage.

Even if water damage is covered by insurance if you file a fire damage insurance claim in New Jersey, you will likely have a deductible that you will need to pay. Water damage can cause mold and mildew to grow, harming your health.

Firefighter Damage

When firefighters are putting out a blaze, they often have to break through windows and doors. This can cause damage to your property, even if the fire did not. In some cases, firefighters may also need to use power tools to get to the fire, which can damage your walls and ceilings.

Homeowners insurance usually covers firefighter damage. However, it is essential to document the damage and keep all receipts in case you need to file fire damage claims in New Jersey.

Fire damage can be very destructive. It is essential to know the different types of damage so that you can adequately assess the damage and start the repair process. New Jersey Fire Claims is a public adjuster helping people with fire damage claims in New Jersey. We have the experience and knowledge to help you get the maximum settlement for your fire damage claims in NJ. Contact us today for a free consultation.