What Type of Car Insurance is required in Mexico?

by West Coast Global Insurance West Coast Global Insurance

While your American driver’s license is recognized in Mexico, your standard American auto insurance policy will not protect you once you drive across the border. Because American auto insurance policies are invalid in Mexico, your domestic insurance will not cover the damages if you are involved in an accident anywhere in Mexico. You could face severe fines and penalties and even imprisonment if you fail to show proof of valid insurance or financial responsibility!

The risks are too significant not to get auto insurance for Mexico before heading south.

If you drive into Mexico with a rental car or your own personal vehicle, you are legally required to buy a Mexican liability insurance policy. Having liability coverage protects you from being arrested and having your vehicle impounded. It also helps pay for medical expenses for you and your vehicle’s occupants and your auto repairs, as well as defense costs/attorney fees and bail bonds.

Based on Mexican laws, it is generally recommended that drivers get at least $300,000 in liability coverage for potential claims against third-party bodily injuries and/or property damages. That could be more than your limits back home, but it is well worth it when taking a road trip through our southern neighbor.

West Coast Global Insurance Services’ Mexico auto insurance division can help you buy low-cost car insurance in Mexico. If you plan on taking a road trip in Mexico and need a Mexican insurance policy for a few days, six months, or even a year, you can buy it from West Coast Global Insurance Services in just a few easy steps online.

Types of Coverage Available

● Theft and vandalism

● Bodily injury or property damage you cause to others

● Medical payments for you and your passengers

● Legal representation and court costs

● Roadside assistance

How Can I Get a Mexican Auto Insurance Quote?

To receive a Mexico auto insurance quote from West Coast Global Insurance Services, you must provide the following information:

● Your policy’s start date or the date you plan to drive to Mexico

● Days of coverage or the duration of your trip

● Cash value of the vehicle you need insured

● Coverage level

How Do I Make a Car Insurance Claim?

When you buy your Mexican insurance online or through an insurance company such as West Coast Global Insurance Services, you will be provided with a set of phone numbers to call if you are involved in an accident while on your road trip in Mexico. Once you contact the insurance company, they will send an adjuster to the accident site to estimate the damages. You must also file "averiguación previa" or "reporte de hechos." To ensure a seamless process, you must follow the insurance company’s instructions at all times and provide them with the required paperwork and information. Be sure to file your claim while you are still located in Mexico and at the scene of the accident or claim. Failure to do so may result in your claim being denied.

Get Your Mexico Tourist Auto Insurance Quote Today!

West Coast Global Insurance makes it easier to protect yourself from the unexpected if you are driving to Mexico. Fill out their Mexico Auto Insurance Application to get a quote for the best tourist Mexico auto insurance policy for your needs.