Need to Hire a Public Adjuster in Pembroke Pines

by Shally Warner Owner

Hurricanes are common visitors to the land of Pembroke Pines anytime during the year. That is why the residents of Pembroke Pines are always advised to be prepared for natural phenomena. One of the preparations that smart homeowners plan is to get their home insured by the best insurance companies in the country. Home insurance, without a doubt, is one the best and the safest ways to protect them from the unforeseen future.

When calamity strikes, it is the insurance claim money that becomes the biggest savior for most homeowners here. However, it is during such times that many homeowners realize the futility of the entire insurance process because the money that the insurer settles after duly studying their case is like peanuts; negligible compared to the extent of damage to the property. It is at times like these that homeowners need to seek the assistance of qualified and certified public adjusters Pembroke Pines.

What exactly does the Public Adjuster do?

He becomes an aide to the homeowner and handles the entire claim settlement case to ensure the maximum settlement amount from the insurer.

The public adjuster studies the insurance papers of the homeowner to find the exact coverage, terms, and conditions so that the claim can be prepared as per the documents.
The public adjuster assesses the damage to the property of the client and then accordingly prepares the claim application. All the required papers are then collated and prepared and submitted to the insurer.
During a claim process, the insurer sends his team of the insurance adjuster to Pembroke Pines to evaluate if the claim filed by the insured is as per the insurance terms and also the extent of the damage. The insurance adjusters then compute the settlement amount that deems fit as per their understanding and estimation, based on which the insurance company makes the final settlement. The public adjuster in Pembroke Pines interacts with the insurance adjusters, represents the client, and fights for the claim application with the insurance company
In case of any reclaim and re-settlement application, the public adjuster oversees the entire process for the maximized settlement amount.

The homeowner needs to know that insurance adjusters represent the insurer. Hence, even if they are expected to be fair in their estimation of the damage and the claim amount, they usually take care to protect the interest of the insurance company. Thus, without a public adjuster, homeowners find it difficult to push for an optimized settlement from the insurer.