Guide to a Theft/Vandalism Damage Property Claim Lawyer

Having your private property being taken away or your office vandalized can be the worst possible experience for you and your house or business. The insecurity that arises from such unexpected occurrences of theft or vandalism can haunt you for a long time. You may think that you alone are sufficient to successfully claim your damaged property from the insurer. But in most cases, reality will disappoint you if you do not contact a property damage claim lawyer, like Louis Law Group, beforehand. 

Providing all the necessary and authentic information to your insurance provider is the first step, but it will not do any good unless you can back it up with a convincing tone. Your insurer might confuse you with some legal jargons that may seem alien to you. You may find yourself stuck in an inescapable situation full of uncertainties. Stop panicking; your lawyer will guide you through this perilous journey to make your claim successful. 

Dealing with a case of theft/vandalism: what should be the first step? 

Most people feel at a loss about the initial task to do once they become a victim of theft or vandalism. Your property does not get stolen or vandalized every day, but when it does, the confusion about who to contact first arises. Once you can identify an incident of theft or vandalism at your home or office, the wisest step would be to approach the local police department first.  You should provide a comprehensive list of lost or damaged items to the police for a thorough investigation. After you are done with your job with the police, you can take an appointment with your insurance company. 

What is the perfect timing to contact your insurance lawyer? 

As your insurance claims and police investigation are being processed, you should fix an appointment with an insurance attorney in the meantime. This will boost up the entire procedure. Your lawyer will inspect the details of your claim and come up with useful feedbacks like whether you are entitled to any additional compensation or not. 

Which difficulties might be created by your insurance company? 

The insurance company you approach might start disputing your claims at some point. If this becomes the case, the need for a quality insurance attorney will be higher. Some points on which your insurance company may dispute your claim are damage issues, coverage issues, bad faith claims, etc. 

When it comes to coverage, your insurance company may attempt to dispute the entire claim by targeting a trivial aspect. If you say that a particular portion of your property got vandalized, the insurer might try to deny it to make your claim seem invalid. Disagreement in terms of damage is a pretty common form of dispute among the insurance adjuster and the help seeker, where the former tries to disprove your property’s newly incurred damage. In some cases, the insurance company might be unwilling to abide by proper insurance adjustment principles and underestimate your valid reason for lost or damaged property. This is called bad faith as the insurance company deprived you of your legitimate right to compensation. To tackle all such difficulties created by insurance companies, you will need your lawyer as the savior. 

 How can an insurance lawyer help?        

 A well-equipped insurance vandalism damage lawyer will make the entire process of your theft or vandalism damage property claim easier. Starting with a free consultation to become familiar with your claim, an insurance attorney will dig deep into the details of the claim and fight for bringing you success. Here are some ways an excellent lawyer will provide you with support -       

Kickstarting the process 

It is a common tendency of the insurance companies to delay the initial filing of an insurance claim and force the insured to settle for a compensation that is far lower than the damage. Your lawyer will make sure that the insurer does not get this kind of opportunity to exploit your rights. Sometimes a threat of litigation by your lawyer can kickstart the process as it will force the insurance company to get rid of its trickery and do the job right. 

Assessing damage 

Whether you have already filed your claim or you are yet to file it, a good attorney can help you in either of the cases. In case of your already filed claim, the lawyer will give you a perfect estimate of your case’s worth. And if you have not filed your claim yet, the lawyer will make sure that you have the necessary legal options to avail the highest amount of damages. 

Appealing against denials 

It is not uncommon to be denied of property claims for unfair reasons. If this is the case with you, your lawyer will take the lead to make sure your claim is not being unfairly treated. The attorney might opt for a lawsuit if he/she identifies that your claim is being denied out of bad faith. 

Fair settlement 

As most insurance companies aim at maximizing profit, they may offer settlements that are lower than the damages you have incurred. Your lawyer will negotiate a fair settlement to make sure you are being compensated properly. 

Where should you put your trust? 

As a resident of the Florida state, you may have come across several law firms that deal with property claims. While each of those firms demands to be of supreme quality, very few of them will actually prove to be helpful. With some of the finest attorneys in Florida, the Louis Law Group will provide you with the legal support that is incomparable in the state. The lawyers in the firm work with the motto of helping their clients achieve the compensation they need to be on track again. The firm ensures a unique multilingual platform that increases its reach to the clients. 

Bottom Line 

As much as it is unfortunate to get your assets stolen or vandalized, a top-class attorney will give you a ray of hope that will enable you to reclaim your payment. You can have your full faith in the Louis Law Group as you proceed to seek legal assistance for your damaged property claim.