Our Startup History

When I started my business in 1999, I just knew what I wanted to do.  It was invest.  At that time I was working in the financial industry, selling financial products like Whole life insurance, term insurance, mutual funds and retirement securities.

One thing I learned was to diversify my portfolio.  Back then, there were plenty of investments to choose from.  Stocks, Bonds, Municipals, Mutual Funds, Futures, Real Estate, etc..

There was fixed rates and variable rates.  There were conservatives and risk takers... that's all.

People knew only a few vehicles used to invest their money.  Banks, Markets, Insurance, Real Estate.  It took money to make money so saving was the first step.  Invest in something safe, such as, a Certificate of Deposit (CD) and grow that investment exponentially.

We invested in Blue Chip Stocks (Fortune 500 companies) and used compound interest as the growth vehicle.  Sure, your money grew slowly but it grew!  Your house was considered one of the biggest investment you could make.

What happened to those good olé days?

I'll tell you.  Deregulations.  Brokers ventured into uncharted waters by using loop holes to offer products that could work miracles, so called gurus preached about using some one else's money and encouraged investors to invest with pools of other investors.

What was there to gain by doing this?  How about a big commission.  A few brokers made lots of money doing this.  So much, the new career was real estate.  A broker could reap a 10% commission if he/she sold a property listed by them and split the commission if another realtor was involved.

Easy money right? 

As we know, that turned out to be a disaster.  Why?

A home was and still is designed to live in.  Many gurus (Including motivating speakers) convinced buyer to invest in depreciated properties, fix them up and resell them.  Many of them sold this concept for thousands of dollars.  Now think about it for a moment.... who stood the best chances of making money? 

The investor?  He/she would purchase a depreciated home through a realtor, spend money on repairs and the as the realtor to resell it for them.  The realtor invested no money (sometimes to help someone who could not afford the purchase), make a commission on the first sale and a commission on the second sale.  What did the realtor do?  Just list and show the property and stood the chance of a 20% profit on your hard work.

The motivator speaker? Of course!  To learn to be the test dummy, you paid plenty of money to take these uncertified courses promising pie in the sky.

Not only did you follow the advice of these jerks, you forgot all about the safe investments I spoke of previously by placing all your money (if you made any) back into this %$$%^ system.

I'm Jeffrey Murphy.  I am the President and CEO of a company called Recession Proof Holdings, LLC.  We are a Holding Company.  We have subsidiary companied we own.  We consult business and individuals, manage properties, and specialize in startups and established businesses on how to patiently reach your goals.  From establishing your business to the technology to sustain and grow, we know business.

We do not sell investment but point you to legitimate options to start, sustain and grow you business and/or investments.

We offer free initial consultation to learn your goals, then recommend strategies to obtain them.

Lastly, we create jobs.  We are authorized and qualified to bid on business and government contracts worth $0 to multi-millions dollars and subcontract these jobs to other businesses.

A contract worth $0 you ask?  How do I get that one?  Those are the Pro Bono consulting we do with qualified non-for-profits.  It's not about making tons of money for us, it about building lasting trustworthy relationships.

P.S. We love referrals and recommendations!