Life Shouldn’t Take a Back Seat to Debt

Have you ever heard the phase “money makes the world go round?” Existing and thriving in the world we know can be challenging when facing financial struggles. Truthfully, it’s possible that frequent payday loans are potentially saving you from endless debt. It’s no surprise financial problems could be causing a lack of overall productivity and happiness for citizens from Utah to the shores of the East Coast.

Money, money, money. With new ways that make accessing money easier than ever living within our smartphones, rocky finances could be just a few clicks away. The sticky reality of debt can lead to much more than financial problems stacking higher than the tallest skyscraper in Utah. It can consume each thought and fill the entire day with symptoms of stress, anxiety or even depression.

When dealing with bumpy finances, payday loans can become a reoccurring quick-fix to obtain more income through the week. However, financial problems can lead to a decrease of valuable time and thoughts that dig into your daily schedule. How can you afford dinner? What about filling the car up before next week’s work travel? Everyone will respond to financial complications in different ways and, unfortunately, it’s not uncommon to find denial is a quick scapegoat for debt.

Much of these money-saving situations are easier said than done. Furthermore, if payday loans are being taken out to keep the daily rhythm going, don’t panic. When leisurely cutbacks are taken seriously, one might discover a light at the end of the tunnel of debt. Personal control of your work and productivity do not have to take the back seat to financial troubles.

Anger is another response when debt and financial crises pop up. Maybe the source of anger comes from the expected raise at work that never came to be. Regardless of the source of anger, the unnecessary stress added from this reaction only weighs down the source of hope to find freedom from debt. 

Also, depression is a common byproduct of financial troubles, even with the aid of payday loans. According to heraldextra.com, “Utah ranks the highest in the nation for the percentage of adults who have experienced any mental illness…” Depression is a leading branch of mental illness affecting many who are living with the demands of financial instability.

When it seems concrete that there are no solutions to escape the financial problems many Utah natives face, consider new and healthy approaches to save your future and secure your job.

Jeffrey Herbert is a finance writer reporter for Fusion 360, an SEO and content marketing agency. Information provided by Quik Check Financial.