Getting the Right Type of Commercial Transportation Insurance

The world of commercial auto and transportation insurance is a massive one. There are literally dozens, if not even hundreds, of different types of policies and coverages, plans of all shapes, sizes, and scales. That's why you need to make sure you find the right policy for you, based on a huge number of different factors. Here's a beginning look at how commercial transportation insurance varies among so many different types of plans.

One of the first places to look is the industry you're in, and the type of business you're operating. The scope of this alone may be massive. For instance, with the same 18-wheeler truck, you could be delivering goods within a state, or across the country. Or, you could be a household mover either locally or nationally, or you could be performing all other types of tasks. The industry you're in, and the resulting locations you're in and materials you're moving, all factor in heavily in your coverage.

Along with that, also consider the way your business is being run, or your level of involvement. For example, are you the owner of a fleet of different trucks? Or are you the owner operator of one truck, working with clients directly? Maybe you don't own your vehicle, and you're either a contractor, or you work for an employer and his fleet of vehicles. All of these require different commercial auto insurance policies.

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Created on Jul 2nd 2021 10:35. Viewed 56 times.

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