Buy Leland West Classic Car Insurance For Your Specialty Car

by Earl D. Haney Social Media Marketing

Did you just buy the classic car of your dreams? An ancient Dodge Dart or a sexy Maserati? While you have the same basic needs as a typical auto insurance shopper your specific needs are quite different. You need provide coverage and protection for your baby without breaking the bank.

While many car insurance companies will provide you with basic coverage for many classic cars their policies are either limited (providing only fire and theft coverage) or simply too restrictive for a muscle car owner. You may get auto insurance to allow you to legally drive your car, in the case of an accident you may find you have insufficient coverage to cover the cost of the damages to your car. There is an option: Leland West Insurance, specifically looking to offer customized car insurance quotes for your vehicle.

Specialty car insurance companies like Leland West understand the needs of the average car collector. They know that the drivers of these cars are typically older, well-to-do, and are much safer drivers than the average profile. Because of the greater security offered by these drivers the insurance companies offer more options than may be available for a teenager or a single man in his twenties.

When looking for classic car insurance you want to find coverage that offers a stated value policy. Unlike standard auto insurance where the cost of the policy is based on the market salvage value of the car (based on the Kelley Blue Book value) a stated value policy allows the car owner to determine the actual value of the car. This allows you to receive coverage for your collector car based on the true market value, which may vary greatly from the standard industry formula. For example you can cover your Ford Thunderbird for a stated value of $200,0000 (which is its potential true value at auction) compared to Progressive's cap of $50,000 on a vehicle older than 20 years.