6 Reasons Why You Must Opt for Travel Insurance

Life is full of uncertainties. You never know what is waiting for you in the very next moment. There’s no better example than that of travelling. You may want to spend a lovely weekend in the resorts in Ganpatipule. But travelling with a bunch of strangers in a flight where you have no control over anything, there’s a considerable chance of your trip taking unexpected twists and turns. Travel insurance can help you to weather the storm. Here are 6 reasons why you should buy a travel insurance:

1. Sudden flight cancellations and rescheduling

Everyday hundreds of flights get cancelled or rescheduled because of bad weather conditions, strikes or even mechanical failures. When you have a travel insurance, you will get the money refunded without any hassle. In case if rescheduling of flights too, your travel insurance will make sure you don’t have to pay any extra fees for rescheduling.

2. Medical expenses

Medical emergencies are a common phenomenon especially when you are travelling with your family comprising old people and children. A travel insurance will help to cover financially any type of medical emergencies arising during the travel period. When you are in a foreign location where you don’t enjoy any sort of medical subsidies that the locals do, a travel insurance will help you to weather the storm financially.

3. Financial cover for lost or stolen baggage

When an airport is handling tens of thousands of passengers every day, it‘s not uncommon to see baggage getting misplaced and lost. Also, you never know who your co-passenger is, valuable items can always be mugged. A travel insurance will help you to recuperate any financial damage caused due to lost or stolen baggage during travelling.

4. Unforeseen personal situations leading to the cancellation of a trip

What to do when there is a sudden call from the boss for an urgent meeting in two days’ time or an important family member suddenly falls ill? With a travel insurance, you need not have to worry about any cancellation charges and other travel-related expenses.

5. Cover for personal liability

Travel insurance also provides protection against personal liability. It comes very handy when you are travelling with your family and you have a notorious family member. Instead of having to pay from your own pocket for any damage caused to your fellow passengers due to your own wrongdoing or your kid’s, travel insurance will cover that cost too.

6. Interrupted trip

When you have a connected flight and you miss the flight due to unforeseen situations, it can affect your whole traveling schedule. Your booked hotel in Ratnagiri will have to be cancelled for just a missed flight. But with a travel insurance, you can easily avail another flight going to the same location.

All in all, travel insurance is a must for any sort of trip. Though it’s true there are some limitations to which a travel insurance can cover, but to have a safe and hassle-free journey, there’s no better substitution than a travel insurance package.