5 Benefits You Can Have If You Buy Car Insurance Policy Online

by Sanjay Nandy Digital Marketing Manager

The insurance market is gradually shifting online because more and more customers are buying different policies, making premium payments and doing other related activities through the online platforms. No doubt, the insurance companies introduced online facilities for providing extra convenience to the customers, but it was hardly predicted that online buying of car policies will increase so much. While there is no drawbacks of that, neither to the customers nor to the insurance companies, there are actually certain benefits that make more people buy car policy online. Here this article explains the most prominent benefits of purchasing of car insurance policies online.


5 Persuasive Benefits of Buying Car Insurance Policy Online



When you buy a car insurance policy online, you need to fill in the application digitally and provide the scanned copy of the required documents. This results is no or zero paperwork, which saves a lot of time. People find it difficult to carry hardcopies of important documents everywhere and fear losing them. But, with mobile phones in their pockets, they can easily store the softcopy of a lot of essential documents. Therefore, no matter where they are, even far away from home, they can upload the necessary documents and apply for a car insurance.

You can even have a soft copy of your insurance policy sent to you via email and mobile application, for future reference.

Flexibility of Time

You are not required to go to the insurance office which is open for some fixed hours on the weekdays. With online facilities, you can look for the insurance policies, make an enquiry, talk to a support agent or POSP agent, and buy an insurance policy anytime of the day. You are not confined to the fixed working hours, available agents or branches to buy a policy.

No Additional Costs

When you are buying a car insurance online, you are directly dealing with the company. There is no intermediate agents involved and hence, no commission costs. Therefore, you can buy a policy cost-effectively and also may be eligible for discounts.

Easy and Fast Payments

Monthly or periodic payments of the premium amount of your car insurance policy becomes quite a headache if you have to go to the office or contact the agent to make the payment. However, with online insurance facilities, digital payment of the premiums is the new normal which is extremely convenient for the customers. Besides, there are multiple payment options available including internet banking, debit/credit cards, mobile wallets like GPay, etc. which make the payments hassle-free and quicker.

Easy Claim Settlement

Just like buying of the policy or paying the premiums, you can also settle a claim of your car insurance policy online instantly, without any unnecessary paperwork. It is easy to submit a self-declaration form and other proofs of your personal information on the online portal of the insurance company and get the claim settled.


Investing in a car insurance policy is made mandatory by the law for the car owners to ensure their vehicles are protected against road accidents or damages caused due to fire, theft, calamities, vandalism, etc. To buy car policy online is the best option for everyone because of the numerous benefits, as pointed out above. Thus, make sure to choose the most reliable insurance company or a trusted POSP agent of a company from whom you can buy the correct car insurance policy.

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About Sanjay Nandy Advanced   Digital Marketing Manager

41 connections, 0 recommendations, 132 honor points.
Joined APSense since, June 1st, 2019, From Kolkata, India.

Created on Jun 30th 2022 11:12. Viewed 131 times.


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