What Makes Prepaid Funerals Plans So Popular Among Masses?

by Tony Wilson Marketing Manager

A death in a family is a very personal matter, and in this situation, it becomes very stressful and daunting for family members to plan a funeral. The pressure is of arranging a grand funeral according to religious guidelines while still recovering from the death of the loved one. In such situations, the concept of prepaid funerals comes in very handy.

What Does The Concept Of Prepared Funeral Involve?

This concept involves planning the funeral process, where you can choose to pay the entire funeral cost in advance for yourself or the funeral of a loved one. This has emerged as a very convenient and viable way to arrange a funeral without financial or emotional pressure.

It has several benefits for the contract holder, and the first is the financial security that your family will get regarding the funeral expenditure. In other words, by preparing for the funeral at current prices, you will protect yourself and your family from future inflation. This becomes very significant as the inflation rate is soaring every coming day, not just in Australia but across the globe.

What Are The Benefits Of Preparing For Your Funeral?

Total Peace Of Mind

By opting for prepaid funerals, you can be assured about a grand funeral within your budget. You will make the payment in today's cost of the funeral, and regardless of when the death occurs, the duty of the chosen funeral home would be to arrange the services, as mentioned in the contract.

You Make Your Arrangements

As a part of prepaid funerals services, you will make your arrangements and decide how you want to be remembered. You can give direct directions on every arrangement included in the funeral plan. It will be the funeral home's responsibility to offer the service exactly the way it was specified. Another advantage is that you can customise your arrangements as per your choice, and again the funeral home will be responsible for arranging the ceremony as per your custom specifications.

A More Budget-Friendly Option

The concept of prepaid funerals is more cost-effective than funeral insurance and arranging a funeral ceremony right when the death occurs. Your money will be invested in different trust funds, where it will grow at the rate of compound interest. By the time the death occurs, a sufficient amount would be there for the funeral home to arrange everything as mentioned in the contract.

What Is Covered In Prepaid Funerals?

The cost of prepaid funerals varies between funeral homes and regions. The price also depends on the customisation choices and whether you have chosen cremation or burial. Remember, burials are more expensive than cremations because of the cost of burial plots. The final fee of prepaid funerals will also fluctuate based on the state government fee and the cost of transport, crematorium, and other factors.

An average prepaid funeral plan that has cremation added will include the following arrangements.

Services Of An Experienced Funeral Director
Transfer Into Funeral Home's Care 24/7
A Dignified, Private, No Attendance Cremation
Return Of Ashes, As Directed By You
All Paperwork And Official Death Certificate
Simple Cardboard Or MDF Coffin

What Legal Documents Will Be Offered As A Contract?

You will receive an all-inclusive funeral contract when you opt for a prepaid funerals arrangement. This will have an entire list of pre-arranged services as agreed by you. Apart from this, you will also receive a copy of your document outlining how your money is kept safe by the funeral home.

To avail all these services, you must choose a funeral home that offers a full range of funeral services, including prepaid funerals. The funeral director's responsibility will be to organise the funeral as mentioned in the contract and include the choices made by you. The professionals should ensure that there is no uncertainty at all in terms of arrangements and all the decisions regarding personalization are followed precisely.