What Does a Health Insurance Policy Cover?

Having a health insurance policy can be a boon at times of emergency. A health insurance policy makes sure that you and your family are always on the safe side. Given that a health issue doesn't come with a prior warning, a health insurance policy could be your best suit in terms of dealing with all the financial complications in the event of an unforeseen hospitalization.

In order to enjoy the benefits of a mediclaim policy, you will have to pay premium against the plan you choose to buy. There are a number of insurance companies today that offer different medical insurance plans. Nowadays you can buy health insurance online instantly without any hassle. Let's have a look at what health insurance policy covers:

• Hospitalization expenses
• Room rent
• Medicine costs
• Costs of medical practitioner
• Day care procedures
• Per and post hospitalization expenses
• Critical illnesses [Could be subject to waiting period]
• Pre-existing conditions [Subject to waiting period]
• Organ transplant
• Ambulance charges
• Prescription drugs

Health insurers also offer a number of add-on covers in exchange for an additional premium. Health You can purchase a mediclaim policy on an individual or family floater basis. On the basis of your cover type and Sum Insured, you will be availing the coverage of a health insurance policy.

So if you are looking for a good health insurance plan for the protection of your family or your own individual self, you can click here to avail of the best coverage for the lowest premium.

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Created on Jun 10th 2020 00:14. Viewed 380 times.

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