What are the Coverage of health insurance plans?

The coverage on offer varies from one health insurer to another. You can compare different health insurance policies offered by different insurers in terms of coverage options. A comprehensive health insurance policy normally covers the following medical expenses;

• All expenses during hospitalization (minimum 24 hours)
• Donors' expenses in case of organ transplant of insured
• Ambulance charges
• Daycare procedures
• Pre/post-hospitalization costs
• Domiciliary hospitalization
• Health check-up expense
• Daily cash during hospitalization
• Maternity/newborn expenses (conditions apply)
• Pre-existing diseases (conditions applicable)

If you want to widen the coverage of your existing health insurance policy, you can opt for add-on covers or top-up health insurance plans. You need to pay an additional premium to enhance the existing coverage of the health policy provided by your health insurer. These add on covers offer benefits like newborn vaccination cover or critical illness cover etc. Top-up health insurance plans also come handy when the coverage of the base health insurance policy gets exhausted.

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Created on Aug 14th 2020 01:34. Viewed 290 times.

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