Senior Life Insurance Policy Owners Get Direct Settlement & More Offer Money

by PRC Agency PR

We all know life is what happens while you're making plans -- including choosing your life insurance policy. If your current policy no longer suits your current situation and you're thinking about reevaluating your financial plan, Q Life Settlements, LLC, has new educational resources that can help you navigate that decision.

The company’s updated resources can help you learn how your policy will be valued during the life settlement process. You'll also learn the important factors you should consider when evaluating a life settlement proposal.

You can find more details at https://qlifesettlements.com

If you're a senior policy holder, these new resources can assist you with deciding whether or not to sell your policy so you can maximize its value. Q Life Settlements hopes to improve your quality of life by providing you with expanded financial opportunities.

You may decide to sell your policy because you're having difficulty making premium payments, or because the policy no longer meets your needs. You may decide to lapse on payments or take the cash value of the policy but doing so may give you less value than you deserve. Choosing a life settlement can provide you with a more equitable alternative.

When you sell a life insurance policy, you should consider factors such as the actual monetary offer, other terms and conditions of the buyer’s proposal, and the proposal’s closing date. For example, if you're using a broker, then the terms and conditions may stipulate a commission, which reduces your closing amount.

You'll also want to check the reputation and background of the buyer and get at least one third-party professional opinion on the fairness of the offer for your current policy. You can do this by requesting offers from multiple buyers or brokers, so you can get a realistic impression of your policy's worth.

For more information, visit https://qlifesettlements.com/senior-finance-tips-how-to-evaluate-a-life-settlement-proposal

When considering how your policy is valued, you should include the impact of life expectancy on the insurance market. Policy values increase as overall life expectancy decreases in the life settlement market. You can get an estimate of your policy’s value, at no cost to you, on the company’s website.

Q Life Settlements LLC was founded by Steven Shapiro. Steven has considerable experience in life settlements, strategic consulting, and private equity investing. He has also served as the Chair of the Life Insurance Settlement Association, the oldest and largest trade organization in the life settlement industry.

A spokesperson said: “We strive to provide the most transparency and clarity in the life settlement process to empower our clients to directly pursue life settlement. Going direct typically results in a quicker settlement and fewer fees, meaning you get more offer money!”

Learn more at https://qlifesettlements.com/quote so you can begin getting the offer value you deserve today!