Risks of Having No Health Insurance

Life is unpredictable; one moment you're fit and fine and another moment you can end up on a hospital bed battling a serious illness or injury. No matter how healthy you are and if you are young, illness and injury can occur to any person irrespective of his/her health and age. A mounting body of research has put up results that uninsured people have higher mortality rates as compared to individuals with suitable health insurance Woodland Hills, and are more likely to go into debt.

Surprisingly, nearly 50 millions of Americans are uninsured and do not have any kind of healthcare coverage. People do not take health insurance seriously and that is why the number of people without health insurance builds up every year. Many readers may be wondering why health insurance is important. This article is composed with intention of providing a useful information to readers about why health insurance is very much important. Read on to know more about it.

1. You risk financial debt

Without health insurance, you run the risk of facing financial debt that may be too much to bear. Health insurance is just not about access to healthcare- it's also about protection from financial ruin. Health insurance can be expensive, but lacking it may prove to be much more costly. Anybody can get injured or fall seriously ill. Overall costs of some medical treatments can be huge, and too much to bear out of your own pocket. You may have to take a loan, or sell off your assets and property that you made out of hard earnings.

2. You won't have access to primary or preventative care

Uninsured people tend to be sicker and likely to die prematurely. Even young and healthy adults can benefit from preventative care and annual health check-ups. Uninsured Americans have worst injury outcomes, and it is likely that if they have any deadly disease, it is likely to be diagnosed at later stage.

3. You may have trouble with follow-up care

You may not be aware that even small, brief gaps in coverage can contribute to problems in accessing health care, obtaining prescriptions, and bill payments. You must ensure that your health insurance Woodland Hills has no gaps, and it continues regularly.

4. No access to affordable drugs

Medicines and drugs are getting increasingly expensive and their cost can punch a hole in your pocket. Without health insurance, you won't have access to antibiotics, contraceptives, and other medicines to treat viruses and infections.

5. Health Insurance gives you a peace of mind

Health insurance gives you a peace of mind. You know that even if you get a serious injury or illness, you won't have to worry about piling medical bills. A suitable health insurance plan will provide you fair and reasonable financial protection against a range of diseases and injuries. In this age where medical treatment costs can go sky-high, you can imagine the stress on your finances if you do not have a good health insurance.

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