Articles

How to choose the right card in Singapore

by Sebastian Taylor Financial Consultant

Singapore houses a unique and wide array of spenders, who range from small to heavy buyers. Besides, there are so many ways to splurge money in the city, from travelling to shopping to dining, and so on. Staying in Singapore, it’s essential that you strategise your spending habits and finances in order to save money.

Moreover, Singapore has an extensive market for credit cards, where you can easily find yourself lost. The city supports a large variety of population with disparate attitude and lifestyles.

There are several credit cards available in the market that have a unique target audience. There are cards that suit people who frequently make business trips or fly far-off, there are various cashback cards that can be used for everyday shopping, and cards that are ideal for foodies and people who frequently dine out. Cashback cards are pretty popular amidst majority of the people living here.

Analysing your spending habits

Keeping track of your spending habits and analysing the patterns could tell you what card would best suit you. You could be a person who spends a lot on groceries, or often goes to departmental stores. There are several credit cards that will earn you cashback and rewards on your daily shopping at several merchants. For instance, UOB Credit Card  promises up to 5% savings on many items.

Shopping could be the only thing where you spend most of your hard-earned money.  OCBC Titanium Rewards Credit Card card would provide you with a plethora of benefits if you are the regular shopper. There are also separate cards dedicated to online shopping.

Banks in Singapore also offer cards that accommodate other requirements of customers. This could include savings on dining, travel, fuel, and more. You have to figure out for yourself what is the most you usually spend on, and choose your credit card accordingly.


Sponsor Ads


About Sebastian Taylor Junior   Financial Consultant

0 connections, 0 recommendations, 5 honor points.
Joined APSense since, July 4th, 2017, From Singapore, Singapore.

Created on Oct 25th 2017 01:50. Viewed 154 times.

Comments

No comment, be the first to comment.
Please sign in before you comment.