How to choose the right card in Singapore
by Sebastian Taylor Financial ConsultantSingapore
houses a unique and wide array of spenders, who range from small to heavy
buyers. Besides, there are so many ways to splurge money in the city, from
travelling to shopping to dining, and so on. Staying in Singapore, it’s
essential that you strategise your spending habits and finances in order to
save money.
Moreover,
Singapore has an extensive market for credit cards, where you can easily find
yourself lost. The city supports a large variety of population with disparate
attitude and lifestyles.
There are
several credit cards available in the market that have a unique target
audience. There are cards that suit people who frequently make business trips
or fly far-off, there are various cashback cards that can be used for everyday
shopping, and cards that are ideal for foodies and people who frequently dine
out. Cashback cards are pretty popular amidst majority of the people living
here.
Analysing your spending habits
Keeping
track of your spending habits and analysing the patterns could tell you what card
would best suit you. You could be a person who spends a lot on groceries, or
often goes to departmental stores. There are several credit cards that will
earn you cashback and rewards on your daily shopping at several merchants. For
instance, UOB Credit Card promises up to 5% savings
on many items.
Shopping
could be the only thing where you spend most of your hard-earned money. OCBC Titanium Rewards Credit Card card would
provide you with a plethora of benefits if you are the regular shopper. There
are also separate cards dedicated to online shopping.
Banks in
Singapore also offer cards that accommodate other requirements of customers.
This could include savings on dining, travel, fuel, and more. You have to
figure out for yourself what is the most you usually spend on, and choose your credit card accordingly.
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Created on Oct 25th 2017 01:50. Viewed 154 times.