Do You Have a Claim?

by Kristen White Blogger

Car accidents often leave the victim with medical and therapy bills that must be paid even after insurance has been exhausted. When this happens, a person may feel that litigation is necessary where a claim against an insurance company is needed due to a settlement not being sufficient. This article will discuss circumstances that determine if an individual has a car accident claim.

When it issues between yourself and an insurance carrier fail a lawyer should be obtained in order to ensure the claim is valid and strong enough to move forward. When filing a claim for compensation against a potentially responsible party, legal representation should be consulted. The legal professional will determine if there is enough information and evidence in order to go to the next stage of seeking damages.

An accident may leave a victim feeling confused as to what to do next. The question arises whether a claim is valid and if additional funds may be received in order for bills and expenses to be taken care of. The key step is to hire a lawyer but without following certain guidelines it is possible that the claim will fail before it starts. Most cases deal with insurance companies even though the responsible party is the other driver; as such claims are processed through these agencies. A personal injury lawyer should be consulted in order to move to the next level.

It is important to gather information once a claim may be sought. This means that while at the scene of the accident you must get names of those involved including pedestrians and police at the accident. The other driver’s information should always be taken, this ensures that the insurance company of this driver may be contacted when necessary. Witnesses in the area should be questioned and their names and numbers taken. The scene of the accident should be photographed for additional evidence; this can easily be done through a cell phone or camera. The location of the vehicles, where the damage is on these cars and the license plate details should all be recorded in the photos. Other details such as road, weather and if a defect with the vehicle should be explained to the lawyer hired after the incident.

When it comes to gathering evidence and seeking an interview with the insurance company, it is important to understand that the insurance company is not your friend or entitled to protect the victim in any sense. Their goal primarily in all compensation cases or when a settlement is due is to ensure that the least amount possible money is provided that is appropriate to the situation. This may mean that the company may attempt to oppose the claim due to partial or full responsibility on the part of the injured person, that there is not enough documentation to support the claim or they may attempt to use bad-faith methods to get out of paying.

The process of filing a claim may be frustrating and difficult and this is often due to the opposition of the compensation sought and the time needed to move forward. Seek legal help hire a Alaska motorcycle accident lawyer .

Resource Box: To contact attorneys in Wasilla Ak the author recommends the Crowson Law Group.