Benefits of Reliance Two Wheeler Insurance

by Neeta Singh Content Marketer

Insure your bike with Reliance two wheeler insurance. Reliance bike insurance or two wheeler insurance is an insurance product for all types of two wheeler owners by the trusted Reliance General Insurance Company a wing of the Reliance Ambani Group.

Reliance Insurance Company offers a broad and deep assortment under the bike insurance category. Reliance bike insurance is available starting at just Rs 3 per day

About Reliance General Insurance Company

Reliance General Insurance Company is a well known company across India and overseas. It is a wing of India’s largest business conglomerate. The company caters to individuals, corporates and small and medium enterprises (SMEs). The company has established distribution networks all over the country and has 139 offices and over 26 thousand intermediaries all over India. The registered and corporate offices of the general insurance company are located in Mumbai.

Besides a widespread physical presence the general insurance company also has online presence and can be reached through digital portal as well as through the tele calling services.

The general insurance company is offering multidimensional and complete range of all general insurance products. Reliance two wheeler insurance is a highly subscribed insurance product of the general insurance firm.

Types of Reliance Two Wheeler Insurance

Reliance two wheeler insurance can be purchased as a third party liability only cover as well as a comprehensive two wheeler insurance plan. Under third party liability only cover the insurance company will provide cover only for third party property damage or third party injury due to the insured vehicle. The provisions for amount of cover applicable for third party property damage or third party physical injury is according to the stipulations of the Motor Vehicles Act.

Reliance comprehensive bike insurance plan includes cover for third party liability as well as vehicle damage and personal accident cover for the driver and pillions. The comprehensive two wheeler insurance plan can include optional cover options as required by the individual or group subscribers depending upon their specific requirements.

Reliance Two Wheeler Insurance Tenure

Reliance insurance company offers short term as well as long term two wheeler insurance policies. The short term policy is of one or maximum two years whereas the long term Reliance two wheeler insurance policy is for maximum three years. Long term Reliance bike insurance plan accompanies attractive discounts and additional benefit features. Reliance insurance company offers instant renewal for extant or expired policy over the online portal.

Advantages of Reliance Two Wheeler Insurance Plan

The salient advantages of Reliance bike insurance plan include:

· Third party liabilities only cover option

· Comprehensive bike insurance plan option

· Cashless repair facility in more than 430 garages

· Hassle free claim and settlement process

· All time online and telephone customer support

· Two wheeler insurance premiums starting at Rs 3 per day

· Additional cover options under bike insurance plan

· No claim bonus for policy renewals (20% to 50%)

· Option for selecting deductibles to lower plan premium

· Least documentation with instant online purchase and renewals

Reliance Two Wheeler Insurance FAQs

Q. Is insuring a two wheeler compulsory?

A. As per the Indian Motor and Vehicle law it is compulsory to get all motor vehicles insured for third party liability. Two wheeler is a motor driven vehicle hence getting a two wheeler insured for third party liability is compulsory in India. Insuring a two wheeler for vehicle damage or personal accident cover though not compulsory is highly recommended.

Q. What does Reliance comprehensive bike insurance plan include for bike cover?

A. Reliance comprehensive two wheeler plan includes cover for bike damage. If insured bike gets damaged due to natural calamities, accident, fire, explosion, mob attack, terrorist activity then claim for the same can be raised with the company as per the stipulated guidelines mentioned in the policy document. Bike cover also includes theft cover of vehicle or parts of vehicle.

Q. What does Reliance comprehensive bike insurance plan include under personal accident cover?

A. Reliance comprehensive two wheeler plan includes personal accident cover for owner/ driver and pillion (optional). If owner/driver suffers injury, disability or death due to accident on the insured bike then policy holder or beneficiary can raise claim for the same up to amount as mentioned in the policy.

Q. Can I opt out Reliance personal accident cover under comprehensive bike insurance plan if I already have personal accident policy?

A. Personal accident policies provide cover for passengers of vehicle but not when affected happens to be the driver. Under comprehensive bike insurance plan the personal accident is for driver of the vehicle and pillion cover is optional.

Q. What are the exclusions under Reliance bike insurance policy?

A. Reliance two wheeler insurance policy mentions the standard exclusions for two wheeler cover. No cover can be claimed for:

· Normal ageing value loss

· Wear and tear due to normal ageing

· Driving under inebriated condition

· Using vehicle for unadvised and dangerous activities (as per list)

Driving without a valid driving license