Benefits of credit card in India-

by Parag Goswami Founder at Digital Skill Wala
Every bank is people pleasant, and they have a selection of credit cards to help human beings in case of emergencies or untoward situations. 

You can pick out any card suitable to your way of life and their customer-pleasant executives are continually at your beck-and-name for assistance. 

All the cards have coins back schemes, reward factors and offers any time of the year. Having a credit score card offers you the comfort of creating one payment compared to paying cash for diverse services.


Yes, choosing the best card is a challenging undertaking, but not an not possible one. If your process involves occurring tours, a travel card offering discounts on resort bookings and flight tickets will be the exceptional alternative. 

Also, you have the choice of paying by way of this card as opposed to paying by using coins in a overseas land. If you're one who stores regularly, a card offering discounts on popular labels, electronics at suitable outlets could be the exceptional alternative.

In an unforeseen-emergency, you could make the charge, but can have the massive quantity changed to EMIs. Repayment is mandatory, however, you can agenda the charge as in line with your comfort after going via the guidelines.

Some of the card fanatics opine the monthly c.statement to a diary in which you do no longer must note the purchase items. An choice is also to be had where the purchases can be effortlessly sorted.

Making everyday payments for your dues mechanically rewards you with a good credit score score. A outstanding track file will continually help you in securing a loan.

Forget the past of standing in long queues at a financial institution; you can follow for your favorite credit score card inside the consolation of your house or office. Make a visit to the website, browse the required column and pick out your favorite card. The private details need to be filled as required and then click the "Apply" alternative. The next step is to preserve geared up the copies of Identity evidence, Income evidence and cope with evidence for the verification process.


Handling charges is difficult, however more difficult is the assignment of paying payments. The international is for your fingertips supplied you know how to cope with technical devices and have a credit score card. You do now not need to step out of your home to pay payments of any category, be it electricity, mobile recharge and other necessities.

Live hassle unfastened and avail of the Mobile Bill Pay alternative of the Bank. Ensure you do the right clicks, update correct facts and the bill. You have carried out your component to Mother Nature with the aid of saving paper and making the first-class use of your time.


The net has given upward thrust to cyber criminals who make use of every opportunity to swindle money at your cost. However, all the credit playing cards are safely protected as they have an EMV chip (also covered by using PIN) with the aid of which each transaction is made secure. The chip cuts down notably any possibilities of skimming and counterfeit fraud transactions.

You can use the card to get entry to airport lounges (for a nominal fee), shop online for clothes, cash on credit card , gadgets, book tickets of your favourite suggests etc. Similar to every credit score card, you will get hold of an SMS right away after a transaction to the cellular number registered in the directory.

You can also withdraw cash at any ATMs inside the international (however, you have to tell the financial institution for some credit cards approximately going to a foreign country). Fees will be relevant as in line with the guidelines. Payment by using card just got higher with these points.

• Booking by means of credit card gives you discounts on film tickets and outdoor dining.
• Depending on the card, you will get refunds for gasoline surcharges.
• Family individuals of number one card holders do not must pay fees for turning into an add-on member.
• Joining fees may be waived in case you make a buy of a specific quantity or above the use of the cardboard.


You need to have attained the age of 18 years or older

You have to keep a minimum quantity as consistent with the requirements of the credit score card
If you're applying for a credit card the primary time, you need to provide evidence of your income, address. In case you already have an account, your KYC records may be checked all over again for authenticity.

you can Download Rokda App for pay rent with credit card, pay hostel rent with credit card or pay your loan EMI with credit card. 

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About Parag Goswami Advanced   Founder at Digital Skill Wala

29 connections, 2 recommendations, 164 honor points.
Joined APSense since, February 24th, 2020, From udaipur, India.

Created on Feb 24th 2020 04:59. Viewed 809 times.


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