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Caveat Loans

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About NicheHub: Caveat loans are short-term, high-interest loans secured against real estate, offering quick funding solutions for borrowers. They're popular among property investors and developers needing urgent capital, bypassing traditional lending requirements but carrying higher risks and costs.
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Early Exit Options

Often includes provisions for early repayment, though may involve additional fees or penalties.

Property Security

Secured by placing a caveat on the borrower's real estate, providing lenders with a legal interest in the property.

Short Duration

Usually ranging from 1-12 months, designed for temporary financing needs or bridging gaps.

Rapid Approval Process

Typically processed within 24-48 hours, enabling quick access to funds when time is critical.

Flexible Lending Criteria

Less stringent requirements compared to traditional loans, making them accessible to borrowers with imperfect credit histories.

Higher Interest Rates

Interest rates are significantly higher than conventional loans, reflecting the increased risk and short-term nature.

No Credit Checks

Focuses on property value rather than credit history, suitable for borrowers with poor credit ratings.

Limited to Real Estate

Only available for properties with sufficient equity, typically requiring a clear title.

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Dinesh m.
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Dinesh motaliya

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