Why You Cannot Avoid the Necessity of Third Party Car Insurance Policy?
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Whenever you think
about the complete protection to your car, you should opt for a comprehensive
car insurance policy. While comprehensive car insurance policy provides absolute
protection to your vehicle, a third party vehicle insurance policy covers you
only for the liability caused due to your car’s involvement in an accident that
caused loss/damage, injury or death to the third party. A third party car
insurance policy does not provide coverage for the owner driver. As per motor
vehicle act 1988, if you want to drive your car on Indian road, you ought to
purchase a third party car insurance policy in order to be legally eligible.
Thus, you should not the necessity of a third party car insurance policy.
What
You Should Know about Third Party Car Insurance?
A third party motor
insurance policy offers coverage for
- Loss/damage to the third party property
- Death or bodily injury to third party
- Personal accidents coverage for the passengers.
Apart from this, while
buying any third party four wheeler insurance policy, it is suggested to read
the policy documents carefully for the specific terms and conditions and various
policies available.
In order to keep your
drives stress free, it is important that you purchase third party car insurance
policy. The good news is that now you can buy insurance online you need not
take the pains to visit the office of an insurance company or look out for an
agent. Though third party car insurance policy is a legal obligation in India,
it is always wise to buy comprehensive car insurance policy since it includes a
third party cover. You can buy your comprehensive car insurance policy online
by simply logging on to the company website and filling up the form. Or else,
you can purchase from GIBL.IN, a leading online insurance broking portal where
you can compare policies and choose the best one.
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