What's the Difference between MCA and AAA? A side by side comparison

Posted by Blanca West
3
Nov 4, 2012
1477 Views

Without much research, I think it is safe to say that the majority of people that are apart of a motor club are members of AAA. Why? Because AAA is the most well known and popular motor club out there. But that doesn’t necessarily mean it is the best or most bang for your buck motor club out there.

How many of you have heard of Motor Club of America? Not many I’m guessing. Which is surprising considering the company has been around since 1926. I figured since not many people have heard of MCA, I would help explain the important differences between MCA & AAA.

So, here we go…

                                               AAA Premier              MCA Total Security

Free Towing Distance Up to 100 miles (3 calls per year)                                                                        Up to 100 miles (No Cap)


Battery Service          Battery boost                                                                            Battery boost


Tire Change    Flat tire removal & replacement of spare                                                      Flat tire removal & replacement of spare


Out of Fuel Service                                    Free delivery of fuel                                                                                Free delivery of fuel


Lock Out Service Entry to vehicle & home locksmith  $100     All locksmith svcs %100                                                 

Rental Car  One rental car day                                                                               Up to $500 towards rental


Accident Away From Home                         Up to $2,500 reimbursement                                                                             Up to $500 reimbursement


Vehicle Theft Reward                                             $2,000 reward                                                                                              $5,000 reward


Stolen Lifestock & Farm                                         Not Covered                                                                                                  $500 reward

Equipment


Legal Defense Reimbursement             Up to $2,000 – Attorney Fees                                                                     Up to $2,200 – Attorney Fees


Emergency Travel & Medical             24/7 when more than 100 miles away                                                  24/7 when more than 100 miles away

Assistance


Credit Card Protection                                                NO                                                                                                 Up to $1,000 reimbursement for

financial loss


24/7 Member Phone #                                               YES                                                                                                                         YES


Travel Services & Discounts                                     YES                                                                                                                        YES


Arrest Bond Certificate                                        Not Covered                                                                                                         Up to $500


Bail Bonds                                     Not Covered                                                                              Up to $25,000


Vision Discount   30% off eye exams (Lenscrafters)                                                                                      10-50% Discount


Dental Discount                                 Not Covered                                                          20-50% Discount on most General

Dentist’s & Specialist’s fees


Prescription Discount          24% average savings                                                                                         Up to 65% savings


Emergency Room Benefits         Not Covered                                                                Up to $500 reimbursement


Daily Hospital Benefit         Not Covered                                                                                                                            $150/day up to 365 days totaling $54,750


Accidental Death Benefits       Not   Covered                                                                                                                                                                                         $10,000 benefit


Accidental Death Coverage           Not Covered                                                        An Additional $50,000 coverage


Cash paid to members for                                       $0                                                                                                                                                                                                        $80  per referral

referrals


Total times you may use a                                         4                                                                                                                                                                                                                Unlimited

service call in 1 year


Monthly Membership Fee                                     $11.00                                                                                                                                                                                                                 $19.95

 

So, for an additional $8.95 per month, MCA members receive unlimited towing, jump starts, tire changes, locksmiths, emergency fuel supply, $500 towards a rental car (not just one day), out of town accident protection,  theft rewards on your auto and any livestock or farm equipment, Legal reimbursement totaling $200 more than that of AAA, Emergency travel and medical, credit card protection, 24/7 member service number, and travel discounts…

PLUS what AAA does not offer:

*Bail Bonds

*Dental Discounts

*Emergency Room Benefits

* Hospital Benefits

* Death Benefits

* Accidental Death Coverage

* The ability to earn $80 each time you refer someone to MCA!

Comments (1)
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Blanca West
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MCA Referral Agent

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