What should I do if a CCJ is registered against you?

If you owe money to an individual or an organization and you have not abided by the terms of the agreement, they can apply to the court to get a county court judgement registered against you.  CCJ is a short form used for county court judgement. It is issued when someone has failed to pay money that they owe. In simple ways, they are an excellent way for creditors to claim the money they are entitled to get.

If a CCJ is issued against you, it is important to take quick actions. This is because the financial and loan companies and banks may use this information to decide whether to sanction loans to you or not. In many circumstances, it can also play a major role in keeping you away from employment opportunities.  The first thing you need to make sure after receiving a CCJ is to make sure you have actually received the  document from the court and, that it is not just a threat of actions. Sometimes the letters from debt collection agencies can be professionally worded and make them look like they are taking court actions. But in reality, they are just trying to scare in order to get their work done.  To make things simple for you, you should hire a professional solicitor. A professional solicitor is also a great help in case of enforcement of a CCJ.  A legal professional can assist with enforcement in a number of ways including.

You need to be very careful while choosing a lawyer as this will play a major role in getting successful results. If the lawyer is experienced particularly in this field, you can gain from their experience.  They will use their knowledge and experience to provide you the best results.  It is quite easy to find a professional solicitor to help you if a CCJ is registered in your name. Most of these professionals have an online presence. You can virtually walk through their websites to know more about their services, knowledge and expertise.  Apart from getting information about their knowledge, experience and skills, you will find many other information on their website. You can explore more only when you will invest time. You will also find testimonials on their website. The testimonials will let you know whether the previous clients were happy with the services or not.

So, it is highly suggested that you seek legal advice if a CCJ is registered against you. Just make sure the legal expert has experience in the field of county court judgement, civil judgement and more.

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Created on Jan 15th 2018 01:30. Viewed 220 times.

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