What Is Family Health Insurance, and How Does It Work?

As the name suggests, this type of health plan covers typically covers you, your spouse, and your children. Some family health insurance also provides you the flexibility to add your parents. As compared to individual health insurance policies, a family health plan is much more affordable as the premiums are less, and you can cover multiple members in a single plan.

My family is also covered under Edelweiss Health Insurance Policy, which is a family insurance plan offering coverage of up to Rs.1 Crore. The policy gives you the liberty to cover your spouse, and add up to 3 children, as well as other family members if needed. Also, it is easy to claim any treatment. Overall, the health plan offers amazing benefits.

Let's understand the features of family health insurance:

·         Pre & Post hospitalization

·         Room Rent limit per day

·         Day Care Treatment

·         Ambulance Cover

·         Organ Donor Charges

·         Ayush

·         No Claim Bonus

·         Accident cover

·         Critical illness cover

If you are planning to buy a family health plan soon, I would suggest you go through the Edelweiss Health Insurance plan. You can choose the cover value as per your requirements. You can even choose add-ons if needed or upgrade the policy when you renew health insurance online.