What Are The Benefits Of HDFC Freedom Credit Card?

by Card Insider Personal Finance Advisor

The HDFC Bank Freedom credit card is one of the bank's most popular credit cards. This HDFC credit card offers several services and rewards, including expedited reward points and discounts on many other categories like gas and retail.

HDFC has always been among the top players in the credit card segment offering a wide variety of choices in different categories. Freedom credit card by HDFC Bank has become infamous due to the many benefits it provides in a pocket-friendly way. Let us know more about HDFC Freedom Credit Card benefits:

Reward Benefits:

In terms of reward points, you get to enjoy:

1 reward point on every spending of ₹150.
Redeem 1 Reward point for 10 p.
Redeem up to a maximum of 50% of the booking value through Reward Points.
25X reward points on your birthday spend.
10X reward points on PayZapp & SmartBuy spends.
5X reward points for spending on dining/ movies/ groceries/ railways.

Welcome Benefits:

As a welcome benefit, you get 500 bonus Reward points on signing up for the card.

Modern Technology:

HDFC Freedom Credit Card benefits also include its modern characteristics, like:

Safe and secure transactions with chip-enabled cards.
Contactless Payments.
Fast, convenient, and secure payments at retail outlets.

Easy eligibility criteria:

With HDFC Freedom Card, you get relaxed eligibility criteria:

If the primary cardholder is employed, he or she must be between the ages of 21 and 60 years old. His or her monthly income must exceed Rs.12,000 per month.
The candidate should be between the ages of 21 and 65 if he or she is a self-employed person. His or her annual income tax returns must be more than Rs.2 lakh.
The person eligible for add-on cards should be of at least 15 years of age.

Other Benefits:

Along with the above-mentioned benefits, here are some of the other benefits that you get to enjoy with the HDFC Freedom card:

Gift voucher worth ₹1000 on annual spending of ₹90,000 and more.
1% fuel surcharge waiver.
Get upto 3 add-on credit cards.
Zero Lost Card Liability.
Renewal benefits of 500 Reward points.
Annual fee waiver on the spending of 50,000 in a year.
Up to 50 days of the interest-free period from the date of purchase

Low fees:

The HDFC Freedom Credit card is accessible to almost all segments of society due to low fees. The joining fee and annual charges of HDFC freedom credit card are Rs. 500/- + Applicable charges.

Additional Reading - How To Use Credit Cards Responsibly