Top 5 tips for claiming roof insurance!!

by Capitalroofing Restoration Capital Roofing and Restoration When you discover significant damage on your roof, then you might get stressed about the cost that will be required for the repairing work. But, I hope that you aren’t one of those and you have got insurance. Even when you are insured the procedure of claiming is a bit confusing. Don’t worry!!... here are a few tips that you can follow for insurance claims in Denver.

Check for any damage immediately after the storm: if you suspect that due to the heavy storm there might be any damage, then call a renowned and licensed roofing expert in order to get your roof inspected in a proper way. Do remember that your roof might look good from outside, but the internal damage could be there, which could only be detected by a roofing expert. Do it as soon as possible after the storm or hail.

Don’t forget to take pictures and document details related to the damage: any roofing professional will know how and where to check the damage. Also, the intensity of the damage could be found with their help. If they are expert enough, then they’ll never forget to take the pictures of the affected areas and will provide you a written explanation of what all repairing work is required and the costing. Sometimes, the damage is not major enough to warrant insurance claims in Denver, then you can ask the roofing expert to work with you to repair the roof. But, when the damage is major, then you have to go for insurance and for that, all the measurements, proof of damage and other documents will be provided by the roofing expert only.

It is always good to click a few pictures of the roof, specifically when the maintenance has been completed. Take clear pictures and label them with the date and time, so that you can actually capture the state of the shingles. These will act as a visual proof to justify the damage.

Do contact your insurance company to find out what all your policy covers: when you are dealing with extensive roof damage, then you must not forget to contact the insurance company urgently. If you wait long, then you might not able to claim your insurance. Keep your current policy handy, so that you can check what the limitations are and what all is covered. Pay attention to each and every detail mentioned in the policy. In case your roof has an age of 10 years or more, then your insurance company would cover only a part of the replacement cost as per the downgraded value of the roof. If you are not sure about what all your insurance covers, then you must talk to your insurance provider. An insurance adjuster will be sent to your home to inspect the affected areas and define the cost that your insurance company would pay for the repair or replacement.

To get your roof damage covered by your insurance is a very tedious task and a hectic process. By taking help from a certified roofing contractor, you can make sure that you are submitting your claim in the right way.

You must contact a roofing expert for insurance claims in Denver.

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Created on Dec 4th 2017 00:06. Viewed 588 times.

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