Top 5 Money Saving Tips for Saving on Gifts

PRICE MATCH
Most major retailers now offer some type of price match policy. On major purchases make sure that you check competitor prices on your smart phone before checking out. The DealsPlus iPhone app can be a handy tool for this or you can visit a site like price grabber. Some retailers, like Bed Bath and Beyond will even match a competitor’s price and allow you to apply a coupon. Since Bed Bath and Beyond often has 20% off coupons available, there is the potential for some major savings. Major stores like Walmart, Target, Best Buy, Home Depot, and Toys R Us also price match. Amazon only price matches TVs and cell phones.



BUY REFURBISHED
Refurbished goods seem somehow less nice than their “New” counterparts but the truth is that many hot holiday items can be purchased refurbished at significant discounts. These items have all undergone extensive quality tests and have been brought back to new condition. 

CREDIT CARD OFFERS and STORE CARDS
Like every other business that relies on retail, holiday sales mean a lot to the credit card companies. Now is a great time to find cards with low APRs, bonus points, cash back and other deals. If you are on the fence about making a purchase, see if the store offers a discount for signing up for their credit card. If so, sign up, make the purchase and then cancel the card. 

If you love to shop at a particular store, see if they have a card that could get you anything from free shipping to big discounts on every purchase.