Simple & Quick Ways to Check Cibil Score Online

Did you know what importance your three-digit numeric summary holds? If you are someone who is interested in availing a loan or credit card, it would not be wrong to say that your credit score holds a special significance for the same. Yes, before offering the applicants any sort of credit facility, the first and foremost thing that most of the lenders do is to check cibil score. With the help of doing so, it is easy for the lenders to know the creditworthiness of the applicants.

However, one thing that needs to be mentioned here is the fact that not only the lenders but applicants can also check their score easily. Yes, there are many effective and easy methods that allow you to check your score in the best way. Wanna know more about the same? Just go through the article below:

Check Score by PAN Card

With the help of having the Permanent Account Number and some basic details, you can easily know your actual score. All you need to do is just follow the simple steps mentioned below and within 2 minutes, you can know your score:

Step 1:Visit the CIBIL score page

Step 2: Enter your Name as per PAN Card

Step 3: Give correct Date of Birth

Step 4: Select the Gender

Step 5: Enter the PAN Card number

Step 6: Provide the contact details

Step 7: Agree to the terms and condition

Step 8: Click on the submit button

Check Score on WhatsApp

Get ready to experience India’s first ever process, wherein you get the opportunity to know your three-digit summary on WhatsApp. Check your score completely on WhatsApp without any hassle in just a few minutes. Just follow the steps below:

Step 1: Give a missed call to +91-8287151151

Step 2: Your Number will be added to WhatsApp Chat

Step 3: Enter your Name, Date of Birth & Gender

Step 4: Submit your PAN Number

Step 5: Give your complete residence address

Step 6: Give your Email ID

The moment you complete this process, you will get your latest score on WhatsApp chat box. Another way of knowing your score is to fill up an application form that allows you to check your three-digit summary that will be sent to your mobile number.

And, in order to do the same, you simply need to login to your account first. Yes, with the help of cibil login, you can get the detailed cibil report free for one year.

Now you must be wondering what is a Cibil/credit report?

A CIBIL/credit report is nothing but a single unified document that contains the credit history of different lenders over a significant period of time. This comprehensive report not only includes the borrowing history and repayment record details of the individuals but corporate entities as well. Basically, this report includes the following information:

• The personal details of a borrower

• An Applicant’s Employment details and earnings

• Any defaults on a loan of credit card payment

• The credentials of settled loans, if any

• Your total credit limit along with the amount spent monthly

• Credit/cibil score