Ready-To-Move-In Homes – The New Trend in Real Estate India

by Rachit Sehgal Marketer

Purchasing a new home involves numerous ifs and buts, from location and budget to builder offers and loan options. Among these choices, India's preference for ready-to-move-in projects has strongly impacted the housing market.


This shift in Indian homebuyers' behaviour is attributed to various factors, with the most influential being the pandemic’s impact on the real estate market in the country. Ready-to-move-in homes provide a range of advantages that make them an attractive option for those seeking a new residence without the long wait.

What are Ready-To-Move-In Homes?


A ready-to-move-in home, also known as a ready-to-occupy home, has been entirely constructed and is equipped with all interior furnishings and fixtures. Everything is in place, from bathroom fittings to kitchen installations, allowing buyers to move in immediately after the purchase. Additionally, these homes come with all the necessary paperwork, including completion certificates and occupancy fitness certificates, provided by all reputed real estate companies in India.

Reasons for Their Popularity


Several compelling reasons contribute to the increasing preference for ready-to-move-in homes among prospective homebuyers in India:


Multiple Choices

The Indian real estate market offers many ready-to-move-in projects, providing numerous options for people who want to buy a house. It allows individuals to select the best-suited housing project according to their preferences and needs from reputable real estate companies.


Move In Swiftly: 

Unlike under-construction properties that require a long wait for completion, ready-to-move-in homes can be occupied immediately after purchase. This quick possession is ideal for those needing a home for immediate occupation, eliminating the need for expensive, temporary accommodation.


Save Rent Money

Opting for a ready-to-move-in home helps save money on rent, especially for those currently residing in rented accommodations. The savings can then be directed towards the home loan EMI, eventually leading to faster homeownership and asset-building.


Less Risky:

Ready-to-move-in projects offered by established real estate companies in India pose lower risks than under-construction properties. Delays and uncertainties associated with ongoing projects can be avoided, as finished homes are readily available for inspection and possession.


Check Out the Property Before Buying: 

The advantage of inspecting a completed property before purchasing cannot be understated. Buyers can visually assess the living spaces, amenities, and other facilities, instilling confidence in their investment.


Ensures Tax Benefits on Home Loans

Ready-to-move-in properties in India offer immediate eligibility for tax benefits, which can be claimed on both the principal home loan amount and the interest paid. It helps in reducing the overall financial burden for homebuyers.


Ease of Documentation: 

Ready-to-move-in homes often come with prearranged documentation, including essential certificates and clearances, simplifying the buying process and facilitating faster home loan approvals from financial institutions.


GST Exemptions: 

Unlike under-construction properties, ready-to-move-in homes are exempt from paying GST, leading to significant cost savings for homebuyers in India.



However, buying a ready-to-move-in home has a few drawbacks, and a home buyer must evaluate them before deciding.

· Higher Cost: Ready-to-move-in homes often have a premium price tag compared to under-construction properties and can stretch your budget.

· Limited Customization: You might have fewer options to customize the home according to your preferences, as it's already built.

· Aging Features: The property might have older designs and features that don't align with modern trends and technologies.

· Immediate Payment: Buying a ready home requires a substantial upfront payment, which can strain your finances compared to the staggered payments of under-construction properties.

While there are downsides, immediate possession and reduced uncertainty are solid advantages of ready-to-move-in homes.


Buying Vs. Building


Navigating the intricate and cumbersome process of constructing a home or monitoring an under-construction property in real estate India can be time-consuming and demanding.


In contrast, opting for a ready-to-move-in property offers a streamlined solution. These properties eliminate the need for hands-on construction oversight as real estate companies handle all the intricacies. Buyers gain immediate possession and move-in readiness by avoiding the complexities of coordinating construction.


Ready-to-move-in properties in India provide a convenient transition into a fully formed living space, freeing homeowners from the bother of construction management and allowing them to savour the joy of immediate occupancy.

Summing up 


The preference for ready-to-move-in homes has become a prominent trend in Real Estate India. With many advantages, such as immediate occupancy, tax benefits, reduced risk, and saved time and effort, these properties have become the go-to choice for homebuyers.


However, potential buyers must conduct thorough research and ensure all legal aspects are in order before making a final decision. By doing so, they can confidently invest in their dream home, provided by reputable real estate companies in India, and secure a comfortable and convenient living space for themselves and their families.


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About Rachit Sehgal Freshman   Marketer

6 connections, 0 recommendations, 32 honor points.
Joined APSense since, July 24th, 2023, From Gurgaon, India.

Created on Aug 18th 2023 06:09. Viewed 236 times.


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