Planning Ahead To Explore the Benefits of Prepaid Funeral Services

by Tony Wilson Marketing Manager

One thing is sure in human life, i.e. death, but at the same time, it comes in the most unexpected situations and times. This catches the family unprepared and under the stress of making quick decisions without thinking whether they are right or wrong, expensive or inexpensive. Mitigating this situation is easy by planning and availing prepaid funeral services. They have emerged as the most impressive way to elevate the financial burden and the stress of decision-making during hard times.

There are other options, like funeral insurance, funeral bonds, etc., but prepaid funerals remain the most secure and explored. We explore some top reasons why prepaid funerals are more popular than other options mentioned above. But let us quickly understand what a prepaid funeral is.

What Is A Prepaid Funeral Plan?

These plans, offered by funeral homes across the globe, involve advance planning and making payments for all the arrangements discussed in the program. This also means that the money has already been paid and set aside for funeral purposes.

This concept provides an easy way for people to make advance funeral payments and ensure that the family does not experience any stress when the death occurs. Some experts say that these plans cost you much more than what you would pay as the actual funeral price during the death. But this is completely wrong information, and the top USP is that the decision-making-related stress would be eliminated from the family members. Now the question is, what expenses do prepaid funeral plans typically cover?

What Expenses are Covered in Prepaid Funeral Plans?

Funeral homes that offer prepaid funeral services are completely customised. They give contract holder the liberty to customise the plan as per their choice and include or exclude services and products they want for the funeral. For example – the contract holder can consist of the funeral home's services, the casket, flowers, music, transportation, and anything else. Then, there is also the opportunity to exclude anything from the names mentioned above and seek that service from any third-party service provider of your choice.

How To Select a Prepaid Funeral Plan?

Focusing on 'guaranteed plans' when purchasing a prepaid funeral plan is essential. It must specify all the details of the products and services chosen and paid for. The program should ensure that the price you agreed to will be locked and not swell at all in the future. This means that even if the inflation rate goes up, the cost of your prepaid funerals contract will stay the same, and your family will not have to pay anything extra for any arrangement.

What Are The Benefits Of Prepaid Funerals Plans?

You Avoid Arising Costs Easily

One significant benefit of prepaid funerals services is that you easily avoid the ever-rising costs. The average price of funerals in Australia is somewhere around $8000, and if you find it expensive, just imagine the cost 15 or 20 years later. You must avail prepaid funerals services at the time of the passing away to prevent any inflation. This will ensure that none of the family members or relatives, etc., will have to pay anything to make funeral arrangements. It will be the funeral home's responsibility to arrange everything as mentioned in the contract without asking for any extra payment. This is an incredible benefit as your family will be completely free from the stress of expenditure and, more importantly, making arrangements.

You Craft Your Funeral Ceremony the Way You Want

With prepaid funeral services, contract holders enjoy one more benefit of customising the funeral ceremony as per their choice. They can decide the entire course of the event and what products and services to include and how. In other words, they can create a unique contract and ensure that the funeral home makes it as matchless as mentioned in the agreement.

Easy Payment Options

The financial burden on the family is the most considerable stress during the passing away of someone. By seeking prepaid funeral services, you immediately eliminate this stress, and with this 'easy instalment" option, you also relieve yourself from this burden. Funeral homes allow you to finance your funeral with installment amounts to ensure that the payments are comfortable and your budget does not get breached at all.

You Can Decide Your Funeral

One more benefit of prepaid funeral services is that you will decide all the arrangements at your funeral. You can arrange the type of funeral you want and choose the method of body disposal the way you want. You can select the kind of flowers, the music, the transportation facility, the dress code and several other things listed below

• The type and style of funeral

• Burial or Cremation

• Which Cemetery or Crematorium?

• The Type and Style of Coffin or Casket

• Press Notices, Which Newspapers, Mourning Vehicles and Flowers

• Special Features In The Service, Such As A DVD Presentation

• The Wishes of Your Family and Friends

• How Much You'd Like To Spend

• Where the Funeral Should Be Held

• Whether You Want a Burial or Cremation

• What Type of Casket or Urn You would prefer

• Whether Any Viewing Will Be Allowed

• Which Songs or Type of Music Should Be Played At the Funeral

• What Kind Of Flowers You'd Like To Have

• Who Will Deliver Your Eulogy

• What Should Be On Your Headstone or Memorial Plaque

• What Should Be Included In Your Obituary

The role of the funeral home or the funeral director will be to ensure that all the recommendations and choices made in the prepaid funeral contract are followed to protect your family from any financial stress. Moreover, your choice will relieve them from the emotional burden of making arrangements during the hard times. They will be committed to offering you outstanding prices with security and exceptional value.