Paying Online Safely

by MC P. Marketing

The ease and convenience of paying for things online is something that's becoming more popular among consumers. Not only does it make life easier, but many people enjoy having the ability to shop from their own home or work space without having any worries about being physically present in front of an establishment.

We've all had that moment when we're about to checkout and it feels like there are thousands of things that can happen between now and getting your order shipped. Here are some ways for you to not only alleviate some anxiety during check-out but also feel confident knowing everything went through with your purchase!

The Ways You Can Pay Safely

Credit Cards Over Debit Cards - It's true that credit cards have more security than debit cards. After all, they're the ones with an additional chip designed to prevent fraud and identity theft! While debit cards offer some serious risks, financial institutions are not always prepared to protect you from them.

The difference between credit and debit cards is that the former comes with no fraud liability, meaning you won't be held responsible if there are any scams on your card.

Credit cards have a limit of $50 in losses if the card is stolen and used for fraud. Meanwhile, debit cards only allow you to make claims within 2 days after noticing that someone is using your card for scams. If no action has been taken by then, banks will not return the money.

Prepaid Cards - Top-up a prepaid card, and there are no possibilities to make direct withdrawals from your main account.

The safety of a prepaid card is unparalleled. If you have a hunch that your prepaid card has been tampered with, you can simply send back all the money to your main account and get another, without any hassle!

Alternative Payment Methods - e-wallets are one the best ways to pay online. Your personal details like name and email address will not be shared with anyone, you can also use your phone to pay!

Increase Your Cybersecurity

Creating a payment gateway is not an easy task. You need to consider everything from management, recruitment and employee benefits all the way down to how you will execute the project.

You can be rest assured that your payment portal is secure with the help of an experienced fintech company. They will customise packages for you and make sure it meets all necessary standards, eliminating any worries about security on your end! You just have to make sure that they deliver the payment gateway or payment system that your business requires!

There's a new company in town and they're called Macropay. This innovative fintech offers access to alternative payment methods & open banking technology for your business needs. This will give you the edge over other companies and allow you to better serve your customers. Get in touch with them here.