Maximize Rewards, Minimize Spends: Unveiling the Xcite Ultra Credit Card's Features

For budget-conscious spenders seeking a rewarding credit card experience, the AU Bank Xcite Ultra Credit Card emerges as a compelling option. This card offers a combination of attractive features designed to make everyday purchases more economical and rewarding. Let's delve into the key benefits the Xcite Ultra Credit Card provides.

Zero Annual Fee Advantage:

Unlike many reward cards, the Xcite Ultra Credit Card eliminates the annual fee barrier. This makes it a great choice for those who want to enjoy reward benefits without the burden of yearly charges.

Earning Powerhouse:

The card boasts a tiered reward program, allowing you to accumulate points on every eligible purchase:

• 4 Reward Points for every Rs. 100 spent offline.
• 8 Reward Points for every Rs. 100 spent online.
• 12 Reward Points for every Rs. 100 spent on international transactions.

This reward structure incentivizes everyday spending while offering a bonus on international transactions for frequent travelers.

Bonus Points and Milestone Rewards:

The card goes beyond the basic rewards with additional perks:

• 500 Bonus Points credited to your account every month.
• Opportunity to earn up to 2,000 additional points upon achieving designated spending milestones.

These bonus points accelerate your journey towards redeeming exciting rewards.

Travel in Style with Lounge Access:

The Xcite Ultra Credit Card unlocks complimentary access to domestic railway lounges and select airport lounges. This perk elevates your travel experience by providing a comfortable space to relax and unwind during your journeys.

Peace of Mind with Insurance:

The card offers a personal accident cover of up to Rs. 5 lakhs, providing financial security in case of unforeseen circumstances.

Additional Features:

• Zero Liability Protection for lost or stolen cards.
• Option to apply for add-on cards for your family members.

The xcite ultra credit card features caters to those who prioritize value and rewards without the hassle of annual fees. It empowers you to earn on everyday purchases, access airport lounges for a smoother travel experience, and benefit from bonus points and insurance coverage. Consider this card if you're looking for a feature-rich and budget-friendly credit card option.

Important Note: Remember to review the card's terms and conditions for any exclusions or limitations on reward points earning and redemption.