Make Your Investments Right

Investment is time, energy, or matter spent in the hope of future benefits actualized within a specified date or time frame. Investment has different meanings in economics and finance.In economics, investment is the accumulation of newly produced physical entities, such as factories, machinery, houses, and goods inventories.images

In finance, investment is putting money into an asset with the expectation of capital appreciation, dividends, and/or interest earnings. This may or may not be backed by research and analysis. Most or all forms of investment involve some form of risk, such as investment in equities, property, and even fixed interest securities which are subject, among other things, to inflation risk. It is indispensable for project investors to identify and manage the risks related to the investment. On the other hand, Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice

imagesInvesting not only means one has to keep on saving money but insurance is also looked upon as an investment which is futuristic and provides the insured with fruitful returns after a specific period of time or when in need, depending upon the terms of the policy. Investment  Insurance Plan  keeps your money which you pay by premiums safeguarded and give a beneficial return back after a agreed upon time. Buying investment plans can be of great use as they protect the money invested as a lump sum return which can let you have a rich future. Investment plans are one of the most opted for insurance plans amongst young professionals and people are trying to invest more and more in the future.

Source: http://www.policyx.com/blogs/make-your-investments-right/