Locate and Inquire In Few Places for Bank Account Search for Deceased

Most people do not maintain an organized record of their assets including bank accounts and when you really need to find one, you are in absolute distress. You can take help of the public records for searching a bank account. Especially when a person is deceased and you do not know about his or her assets. With right information it is easy to locate the account and settle the estate. Start with the local banks and visit each one to inquire about the account.

Check In Existing Records

You must check in all existing records of the deceased to identify any possible account during Bank Account Search for Deceased. Look out for a copy of tax returns that has been filed. Ideally such tax return forms will have the information of the current bank account. Most beneficiaries find a lot of help from such tax returns. If you find that there are no such copies if tax returns even in the safe deposit locker in your home then you can also ask for a copy of the latest tax returns of the deceased from the IRS, provided you are one of the beneficiaries or the executor of the will.

Visit Local Banks

Most of the people prefer a bank that is close to the home for easy access to their funds. When you have a death certificate and the necessary court paper work for probate, visit such local banks and request for a Bank Account Search for Deceased. When you find one ask for the necessary documents to access the funds if it does not have a ‘Payable on death’ notification. To make your claim authentic in that case you will have to submit more comprehensive documents like beneficiary documents along with the will and trust.

The Process to Follow

In order to get a copy of the tax return filed, you will have to download the relevant form to make a request. When you submit the form of your request do not forget to attach a copy of the death certificate. You will also require submitting a letter of testamentary approved by the court along with the requisite fee for having a copy of the tax return of the deceased. Check the document for any paid interest to a secret bank account and locate the institutions that paid the interests on deposits.

Asset Recovery Services 

Lastly when all efforts fail, you can take help of the paid asset recovery services that are more of private investigation agencies. Depending on the size of the asset expected, you may hire one of them for a fee. Such services are very helpful when you anticipate that assets andother investment accounts may be spread across different states and need a lot of traveling.