Landscapers and Vacant Land Insurance to Protect you from Perceived and Unperceived Risks

Many people believe that the landscaping business is risk-free when compared to other trades such as electricians, but the truth is that because landscapers work on other people's property, they face some unique challenges and can be held liable for compensation for damages and injuries caused to third-party property or people. The landscaper may inadvertently cause damage to the property or people, or make mistakes that require the customer to seek compensation. Their tools and equipment are also susceptible to being broken or stolen. Landscapers' insurance covers all risks associated with landscaping work and provides funds to cover the costs of a claim if one is filed.

  

If you are into the profession of landscaping, below insurance packages by Bluewell brokers will help to get an adequate level of coverage: 

  

Public liability insurance: As the landscaper has to work on other’s property, public liability insurance would be the right option to go. People will walk through the vacant land where you are landscaping and may fall into pits dug for landscaping purposes. You may also break some garden property or cause damage to the wall near the vacant land on which you are landscaping. Vacant land insurance by Bluewell insurance brokers will provide coverage for third-party property damages and injuries, protecting you from the costs that you will have to pay in the unfortunate event your work causes an accident. The cost of medical treatment, repairs, compensation, and legal costs are usually provided by the company providing landscapers' insurance. 

  

Professional indemnity insurance: This landscapers' insurance provides you with peace of mind as you will not have to worry about being held responsible for someone else’s actions. This vacant land insurance for landscapers is extremely beneficial because less experienced clients may fail to replicate your practices and suffer material losses. The coverage will protect you from legal action and compensation costs incurred by the customer.

  

Tool and equipment insurance: Tools are a landscaper's best friend, and they should be insured with the help of vacant land insurance because the risk of theft is high when working on a vacant piece of land. In addition to small tools, you may need to use heavy earthmoving equipment to complete your landscaping project, making a small monthly contribution for vacant land insurance worthwhile. This is due to the fact that if your tools and equipment are lost, you will not only lose them but may also lack the funds to replace them, making it impossible for you to continue your profession. Bluewell insurance brokers can assist you in obtaining the most competitive quotes for landscapers' insurance, which will also cover lost tools and equipment.   

Income protection insurance: Also known as personal accident insurance, this landscapers’ insurance policy aims to provide you with income following injuries due to your professional activities. The policy can provide you with either part of the original monthly income until recovery, or in case you suffer permanent disability, a lump sum amount may be paid to you. Your brokers at the Bluewell explain to you all the details of your landscapers' insurance in clear terms so that you will know what all is covered and what is not. 

  

Get instant online quotes for landscaping and other professions  

The expert brokers at Bluewell insurance brokers work in the best interests of the landscapers so that they can focus on their work without fear of financial disaster at any time. Bluewell provides instant online quotes for landscapers' insurance and many other occupations. To get an instant online quote for landscapers insurance or vacant land insurance, simply enter the profession on the quote inquiry form on Bluewell's website, or choose an occupation from the dropdown list. The system will determine whether it can provide you with a quote right away or if more information is required.

Expert support is available all through  

However, not all insurances can be quoted online, so brokers at Bluewell will personally understand your requirements and get you the best landscapers’ insurance, vacant land insurance, or any other insurance that you need from Australia’s leading insurance providers including Allianz, Protecsure, Steadfast, AIG, Vero, QBE, and more. You will be provided with a custom quote usually within 24 hours once all the required information is received. Once you accept the quote and proceed to make payment, you can expect to receive your Certificate of Currency, usually within two hours that you can show your contractor, client, or employer to provide landscaping services. Bluewell will also help you with settling a claim if it is decided against you, so you can work with the peace of mind that there is expert support available to you all through.