Is Business Insurance Required by Law?
You are required to have business insurance in Houston, TX by law but this is only the case if you meet certain conditions. If you wanted to protect your business even more then you could take out business auto insurance Houston, TX as this would cover you and your employees when you are out on the road. It is possible to get business car insurance Houston, TX in combination with your standard policy so this is great if you just want a single expense. You need to make sure that you have unemployment insurance if you have employees and you are obligated to pay them under prescribed conditions. If these conditions apply to your business then you will need to make sure that you have this included under your policy.
If you have employees that are working for you then you need to have worker's compensation insurance as well. The law for this varies from state to state so it is always a good idea for you to ensure this by contacting your insurance provider. On top of this, in some instances, you may even need to have professional liability insurance because this is required in some states and if you run a business you may also want to ask your provider about disability insurance as well. This means that you will need to have a partial wage replacement coverage that covers employees that do qualify for work related injuries. Again, it is always a good idea to see if your business needs this by contacting your provider if you aren't sure whether or not this is applicable to you.
If you want to find out more then make sure that you contact your local State Farm provider because they will be able to advise you on your personal situation.
Business Address:
4141 North Freeway
Suite 118
Houston, TX 77022-4213
Office Phone: 713-699-5673
Fax: 713-699-5674
Office Hours:
Mon-Fri 9:00am-6:00pm
Sat 10:00am-1:00pm
Available by Appointment
Languages Spoken:
English
Español
Insurance License:
TX-1665306
NMLS#: 139716
NMLS MLO#: 391835
MLO License#: 391835
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