How to Choose the Best Car Insurance Policy with Needful Coverage?

by Shriram General Insurance General Insurance Company in India

Car insurance policy is legally mandatory in India as per the Motor Vehicles Act, 1988. This ensures that every car which is driven on Indian roads should have valid insurance coverage. That's the reason each car owner is supposed to buy a car insurance policy if they want to drive their car on Indian roads. It is important to beware of traffic risks as well as accident risks. You must be aware of the rules of car insurance services and coverages. It needs to be well understood by every car owner.

These include the following in the parts of car insurance coverage -


Third Party Liability cover: The third party cover is liable to cover the financial liability you create to someone else like injury or any other property damage. This is the reason you should opt for third party liability.


Own damage cover: These damages include the damage to your own car. This policy is not exactly mandatory as it comes in the combination of the comprehensive policy.


Comprehensive cover: One of the best car insurance policies you can ever have is the comprehensive policy. It is the most preferred cover for all. Therefore, it is advisable to buy a comprehensive policy as it covers both third party and own damage.

Personal accident cover: Personal Accident Insurance covers any death or bodily permanent or temporary injury suffered by the owner/driver. This policy is important for your own safety that you can buy from any of the insurers one of them is Shriram General Insurance.


Add-On covers: Add-Ons are always good as well as beneficial to you. While buying car insurance you can opt for add-ons such as zero depreciation cover, key replacement, return to invoice, personal belongings cover, NCB Protection cover, multicar rebate and more.


Final Words, now you must have understood the various aspects of coverage offered by the car insurance policy. So from next, drive your car without worry and tension. Wherever you go, go with car insurance and be safe. 

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About Shriram General Insurance Junior   General Insurance Company in India

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Created on Feb 13th 2019 00:29. Viewed 528 times.


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