How to build a protection shield around your bike

Two wheeler motorcycles are the basic mode of transportation for millions of people across the nation. In India, affordability is not the only issue as even the people who can afford the cars prefer to travel on motorbikes to avoid getting stuck in the traffic jams.  There is no second thought that two wheelers come cheaper than four wheelers, with better mileage, savings on fuel, flexibility to travel and beyond that the happiness of those joy rides anytime and anywhere. So you cannot afford to loose it for silly reasons and the owner is penalized for it.

To keep your vehicle safe from unnecessary problems, nature’s fury, manmade damages etc. it is better to buy a suitable two wheeler insurance policy. By acquiring an insurance policy, one can get the compensations for natural calamity or other reasons including, accident, Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide. Bike insurance offers you risk coverage towards self physical injury, damage/loss of the vehicle and third party liability. If you observe carefully we see two-wheeler is considered riskier than driving a car because they are more exposed to danger than someone seated in a car. This means they are more prone to accidents or mishaps than a four wheeler and require more protection.

Thus, a good two wheeler insurance policy can compensate the owner for the loss against accidents and thefts, which can happen anytime without any warning. Although, bike insurance is not made mandatory by any Indian state or central government, but, considering its benefits one must go for having one for his or her two wheeler bike or scooter. However, Third party insurance for two wheelers is mandatory. You see the cost of the bike insurance is very nominal and these can also be reduced by installing some useful applications like anti-theft devices such as siren and tracker on his or her bike or scooter.

From recent past, Indian two-wheeler market is noticing a continuous upsurge in demand and thus resulting in growing production and sales volume. This owes a lot to the launching of new attractive models at affordable prices, design innovations made from youths’ perspective and latest technology utilized in manufacturing of vehicles. In India, there are hundreds of insurance service providers that offer state-of-the-art facilities to their valued clients. They have suitable tie-ups with the companies and dealers for sale of insurances. If you have taken the two wheeler insurance from a reputable company, then there is no reason that your claim process would take long. The process is simple, in case you meet an accident you need to take the bike or scooter to the authorized mechanic and based on his estimate, company will compensate. When your bike is stolen or in robbery cases, a police report is required by the company to start the processing. After confirming that there is no fraudulent activity involved, claim cheque is handed over to the owner. Insurance policy continues after the accident, though some companies charge more for renewal considering the added risk of accident with owner.

With an initiative to reduce your every year hassles of annual renewals and reminders, government has announced that soon, two-wheeler owners may be able to buy long term two wheeler insurance policies. Long-term policies are expected to reduce instances of dropouts, which is growing amongst the bike owners since agents do not find it lucrative enough to pursue renewals.