How to be secure while taking car insurance

by Sanjana Mehta Insurance Advisor

Insurance is very helpful to every individual for extensive protection and security. Insurance also serves as a great savings instrument. Insurance is required for a car also. When you purchase a car, car insurance is mandatory. Car insurance is very important for covering damages and losses that can affect your car.

When you purchase a car insurance plan, you must be wary about the fraudulent activities performed by individuals in the car insurance industry. In India, there are many agents who tend to cheat people by tempting them with excellent insurance plans. These agents are mostly people who are not employed with any insurance company. They may be freelance agents.

Learn to avoid getting cheated while taking an insurance plan for your car

Before you actually an insurance plan for your valuable automobile, you should keep a few important points in mind so that you do not end up getting conned. Let us take a look at a few guidelines that will help you be secure while applying for car insurance:

  • Take photographs of your car after accidents: When any accident occurs, make certain that you take photographs of the damage caused to your car. This is required because at times, insurance companies may not believe what you tell them. You can submit these photos as proof.

  • Refrain from buying car insurance from external insurance agents: When an insurance agent does not belong to an established insurance company, he or she may end up cheating you. People who work for an actual insurance company are more reliable and trustworthy. Therefore, always make sure that you purchase your policy only from the organisation or from the official website of the organisation.

  • Check the documents properly when you do buy a policy from an external agent: In case you end up buying a car insurance plan from an external insurance agent, you will have to double-check all the documents and policy terms and conditions. You should also cross-verify the information regarding your plan. You can do this by visiting the office of your car insurance company or by calling the customer care centre number. If you find any inconsistency between both the details, you can instantly check with your external insurance agent.

  • Make sure you buy a policy only from a certified insurance agent: When you get a promotional call or SMS from an insurance agent, you will have to confirm that he or she works for an established insurance company. There are cases when freelance insurance agents will lure people into buying a policy so that they can earn money quickly.

  • Ask for valid proof, documents, and acknowledgment receipts: When you sign up for a particular car insurance plan, ensure that you obtain relevant documents and proof from your insurance agent. Also, when you pay your premiums, make sure you collect accurate receipts regarding payments.

You can follow these above-mentioned steps to have a smooth and reliable experience with your car insurance plan. When you choose a trustworthy insurance company or agent, your claims settlement process (if any) will also be precise and prompt.

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About Sanjana Mehta Advanced   Insurance Advisor

48 connections, 0 recommendations, 132 honor points.
Joined APSense since, November 7th, 2016, From Bangalore, India.

Created on Sep 13th 2017 01:54. Viewed 763 times.


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