Some family holidays to the sun; others are
family reunions or trips to the Arctic Circle. When you’re planning your ‘Big
trip’ we make it as convenient as possible to get a loan for travel with our
online loans. You can apply; get approval and drawdown the loan entirely online in 3 hours. Alternatively talk to one of our
helpful advisers in branch or over the phone about a Travel Loan. They’ll help
with the application and can usually give you a decision on the spot.
Although we aim to provide a decision within 3 business hours, this period may
be extended for technical or other legitimate reasons. Our business hours are
Monday to Friday from 9am to 5pm, excluding bank holidays
New customer, don't bank online with us
You
can apply for a personal loan in your local branch or over the phone
Our Personal Loans
Advisors can discuss with you regarding our options and help with your
application as well.
We will advice you on how to pick the
amount that suits you; more importantly, the amount which you can pay back without
much of a stretch.
When you're applying for our loans you can tell us about a repayment
schedule that will suit you, such as planned repayment holidays, e.g. take a
break from your repayments for Christmas. Scheduled flexible repayment options
may impact on the amount and/or term of the loan
As money lenders, we have no
penalty for unscheduled repayments
Our Personal
Loan Features and Benefits
- Scheduled flexible repayments
- When you're applying for your
Personal Loan you can apply for
a repayment schedule that will suit you, such as planned repayment
holidays, e.g. take a break from your repayments at Christmas or summer
holiday time. Scheduled flexible repayment options may impact on the
amount and/or term of the loan
- No-penalty for unscheduled
repayments
How much can
you borrow for your holiday?
As money
lenders, we issue Personal Loans basing borrower’s ability to make regular
repayments. It's important not to overstretch your finances and to take into
consideration the possibility of future unexpected expenses.
The interest rate on Personal Loan is variable
and may change. However, your regular repayments stay the same, so if interest
rates rise during the loan term, you will have to make some extra payments at
the end of the term. If the rate on your loan falls, you may pay off your loan
earlier. Lots of money lenders give clients option of paying back their loan
early or make unscheduled repayments through our branch or Internet Banking at
any time with no penalty.
Our Long term personal loans are
known for their long duration. As Money lenders,
we are simply accessible for those people with good credit account. These loans
generally carry high interest rates in comparison of other Long Term Personal
Loans. You also need collateral or security to access our loans. In case, the
borrower is unable to repay the borrowed amount to the lender, the lender can
repossess the property of borrower.