Have Mis-Sold PPI, Claim Today

Posted by James Smith
1
Oct 9, 2012
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What is PPI?

It was created to help people repay their instalments of loan or mortgage in case they meet some calamity like unemployment, accident, sickness or death and thus are unable to make the payment.

What is mis-sold PPI?

Some unscrupulous agents, to meet their sales-goal or reap better profits, sold PPI with misinformation to unsuspecting customers. Such a PPI is known as mis-sold PPI.

When is PPI considered mis-sold?

If you faced any of these, then your PPI would be considered mis-sold:

1.       You were told that you had to take the PPI claim refunds out at the same time as the loan or not at all.

2.       You were not asked whether you had any other insurance which would cover the loan.

3.       You were unemployed or not self employed at the time of sale.

4.       You were led to believe that Payment Protection Insurance was compulsory and not optional which it is.

5.       You were not told you could buy PPI from other agents to cover the loan.

6.       You were sold a policy which had age restrictions, like under 18 or above 65, which you fell outside of.

7.       You were coerced into buying the PPI.

8.       You were asked to pay upfront for the PPI but and were not explained that monthly instalment could be paid in case of certain PPI policies.

9.       You were told that you would have better chances of getting the loan approved if you took the Payment Protection Insurance.

10.   The exclusions like some medical conditions (stress induced diseases) which are not covered within the policy that could affect you were not explained to you.

11.   The Terms & Conditions of the small print were not fully explained to you.

12.   Your PPI was an upfront premium and you repaid the loan early and received no refund.

How do I confirm whether or not it is mis-sold?

Go through all the paper work given to you at the time you took out the loan. If you find any payment you cannot explain then contact your advisor and ask him. In case you do not have his contact information or he does not help you, then contact us on 08432897259 for assistance. Our advisors will go through your papers and advice on the course of action to be taken to get the refund.

How do I make my claim?

You can file your claim online. All the claims come under the jurisdiction of a government agency, the Financial Ombudsman Services. Or you can contact us on 08432897259 to help you out.

What is the approximate cost involved in whole process?

As per government regulations, all PPI claims come under No Win No Fee basis. So you don’t have to pay anything until you win the case and get your claim.

Why us?

We are a known name in the market. Come to us not because we say so but because had what our former clients have to say about us:

Ø  CMC is a customer oriented group which deals with its customers on one-to-one basis. Susan from AA has helped me with all the legal paperwork thus reducing my fear and burden. I’ve got my money now thanks to AA- Shelly Clark

Ø  Thanks to Laura at CMC, I got my PPI claim reimbursement and am busy spending it.- Michale Jones

Call us now at 08432897259, and set the motion in process. This one call can change your life. So do not delay and be free from all your financial worries.

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