Get The Unique Short Term Rental Insurance Policy Tailored For Landlords' Safety

by PRC Agency PR
Get The Unique Short Term Rental Insurance Policy Tailored For Landlords' Safety

Did you know that Miami was 2022's hottest rental market according to TripAdvisor - and Orlando another top fiver? OK, that’s not shocking. But the other 3 - Grand Rapids, Harrisburg, and North Jersey - ?! Good gravy!

If you are renting out a property anywhere in the US, you can contact Proper Insurance for a commercial liability policy that complements your homeowner’s coverage - ensuring that your Airbnb, Vrbo, or short-term vacation rental property is properly covered. These policies, backed by Lloyds of London, are designed exclusively for landlords who accept temporary, paying guests.

You can learn more at

The agency, which holds an A+ rating on BBB and Standard & Poor’s, offers unique coverage that fills the gaps in a traditional homeowners insurance policy, by tailoring a policy specific to the requirements of your property/properties.

A typical homeowner's insurance is inadequate and may, in some situations, offer no coverage at all. Many property owners are outright denied coverage for their claims, particularly if they failed to disclose their short-term rental business. Likewise, landlord policies provide an exclusion for commercial activities.

Despite inflationary pressures and the strong possibility of a near-term recession, the short-term vacation rental market is expected to grow annually at approximately 11% through the end of the decade. The increased desire for staycations and rising travel and tourism expenditures mixed with guests' preference for budget lodgings are expected to be the main drivers of market demand. While post-pandemic bookings were slow to rebound, analysts predict that 2023 will be a stabilizing year for an industry that just hit all-time highs in supply, demand, and total revenue.

Vacation homes, townhomes, condominiums, duplexes, cabins, cottages, and apartments are all covered by the Proper Insurance policy. The company's policy is specifically written to cover things that you need protection for but that traditional homeowners and landlord-type policies overlook - such as bed bug protection, income loss, liquor liability, and liability protection for amenities you might include with rentals, like bikes, boats, and golf carts.

Since the Proper Insurance coverage is a commercial policy, it complies with all current local laws and ordinances across the United States. Both business licenses and $1 million in commercial liability insurance are required by many major American cities. These requirements are met by Proper's Lloyds of London Insurance coverage, which has no restrictions on theft, vandalism, or damage brought on by visitors.

One client commented: “Cade Bachman provided excellent consultation to us in a purchasing a Prosper Insurance coverage for our home to cover its use as a vacation rental. The vacation rental activity increased our liability in ways we were not completely aware of. We were very impressed and felt very secure in obtaining the coverage thru Prosper.”

If you're nervous about your stuff, your guests will notice. And that's not good for business!

You can call 888-631-6680 or go to - see for yourself how Prosper can protect you.

Proper Insurance® 1203 North Rouse Avenue #3D, Bozeman, MT 59715, United States Website Phone +1-888-631-6680

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Created on Feb 2nd 2023 02:06. Viewed 40 times.


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