Frequently Asked Questions About Funeral Planning You Should Know

by Golden Memorial A business that feels like a family

Whether arranging in advance or faced with the sudden responsibility, funeral planning can be a stressful and overwhelming process for everyone. The combination of emotional distress and the pressure to make all the necessary arrangements in a timely manner can leave a person feeling directionless. Not to mention the cost of funeral service.

Don't you want to do something now, so your family can be protected and secure tomorrow? If so, you may benefit from buying a funeral insurance plan.

Continue reading to review some frequently asked questions about funeral planning, and get a clearer perspective on what to expect when it comes time to make arrangements on your own.

How Much Do Funeral Services Cost?

With so many customizable options, it is hard to say how much a funeral will cost in total. Considering everything to choose from, including funeral homes, cemeteries, caskets, urns, burial services, cremation services, plots, attire, ceremonies, and more, costs can range greatly. However, on average, funerals can cost anywhere from a few hundred dollars to over $10,000, depending on the options you choose.

Will the VA Pay for a Veteran's Funeral?

The Veterans Administration allows any veteran that has not been dishonorably discharged to be buried in an accepting national cemetery. But they do not pay for the cost of a funeral. In some cases, they will provide certain reimbursements, merchandise, and even services. You can check with your local VA's office for details regarding your specific list of benefits, or you can have your funeral home provide these details for you.

Does Insurance Pay for Funerals?

Yes, funeral expense insurance can be used to pay for the cost of a funeral. And most qualified funeral homes will accept an insurance assignment. The funeral home processes the transaction for the insurance assignment, and any remaining balance goes directly to the beneficiary.

Can I Arrange and Pay for a Funeral in Advance?

Yes, in fact, funeral pre-planning is a highly-beneficial and stress-free service offered by most funeral homes. You can arrange and pay for everything in advance, whether for yourself or a loved one, without any emotional stress or pressure to meet time constraints. Some funeral homes will even freeze costs so that no new balance is due when the time comes to have the funeral.

Are Funeral Home Prices All-Inclusive?

No. The Federal Trade Commission (FTC) Funeral Rule obligates all funeral homes to operate under itemized services. This means they are required to provide their clients with a general price list for all their services, facilities, and products in an ala carte, itemized fashion so that clients can choose exactly what they want and need.

We hope the answers to these FAQs will help you plan for the inevitable.