Do you Need a Little Financial Aid to Buy your Dream Home?

According to the figures published by JLL, a renowned real estate consultancy firm, prices of residential properties in prominent metropolitan cities like Mumbai and Chennai have only grown by a marginal 3.7% and 1.5% during 2014 and 2015, respectively! And the trend is likely to remain the same through 2016! So, if you are planning to buy your dream home, now is indeed the time to make the move. But what if you need financial help to do so?

 

This is where tailor-made housing finance schemes from ABHFL can help you realize the dream of owning your desired home. We look at some of the unique features of this finance scheme and how it can help.

Why are ABHFL Loans a Good Idea?

Home loans from Aditya Birla Finance are flexible in nature. Some of the key benefits which make such housing finance appealing include:

• When compared with other similar schemes available in the market, the interest rates are indeed attractive.
  
• Processing is quick and easy, and disbursal happens quickly. Besides, the procedure is very transparent.
  
• You have the option of choosing between structured repayments and EMIs.
  
• Also, there are no pre-payment charges levied on floating rate housing finance schemes. So, if you wish to close your loan before its final due date, you can, without having to pay any penalty for early closure.
  
• ABHFL also offers you attractive offers for balance transfers. So, if you have a running loan already and aren’t particularly happy with it, you can transfer the balance outstanding amount and gain some attractive benefits.
  
• The NBFC offers you complete door to door services for pick up and drop of documents. This is especially beneficial for our daily schedules that have become more hectic than ever before.
  

Different Kinds of Customized Loans on Offer

Apart from all these beneficial features, Aditya Birla Finance also offers a host of innovative loans and finance schemes for specific individual needs. For instance, there are loans such as Plot and Home Construction Loans are available for those who wish to purchase land and build their dream home according to their own personal preferences rather than buying readymade units. There also are Home Construction Loans for those who wish to build a house on ancestral land. In a nutshell, the approach here is a much more user-friendly one, where borrowers have the flexibility to choose housing finance according to their own unique needs.