Business Finance Suite - No Financials… No Problem!

Business credit is perfect for startups. Most conventional and private lenders won’t lend to companies without financials and who have been open two years or more.

The most popular cash flow type of financing requires one year in business and steady revenue. Most consumer credit card approvals are based on personal income. But with business credit, even a startup can get loads of new credit without any of these items.

Business credit is perfect for businesses who don’t have or want to show financials. Let’s face it, we write off all expenses in a business we can. This leaves a smaller net profit, which is what most lenders and investors look at most.

Business Credit doesn’t look at financials, or bank statements. A business even with no cash flow can be approved for high limit cards, helping them grow their cash flow. And tax returns aren’t looked at either, so even if the business shows a loss they can still be approved.

Most business lending requires collateral. This is because most businesses fail, and the risk of repayment of lent money is VERY high. This is why most conventional lenders make it so hard to get money; they aren’t setup for this type of risk.

This is also why SBA requires ALL business assets, and even personal assets, be used as collateral. Business credit is one of the only ways to get money without providing collateral to offset the risk.

The Business Finance Suite helps you get Business Credit for your business without a personal guarantee while also helping you get approved for business loans and Build Business Credit Check lines.