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Benefits of Buying KY Health Insurance through a Professional Health Insurance Agency

by Tracy McManamon Licensed Health Insurance Consultant

Now that the Affordable Care Act is here to stay, you should think about enrolling in a Kentucky health insurance plan. Starting 2014, most Americans will have to enroll in a qualifying health plan or pay a tax penalty – which could range from $695 to $2,085 (plus inflation) or higher. If you do not have an employer-sponsored plan or a government plan like Medicare or Medicaid, you would have to purchase health insurance from the individual market. Shopping for a KY health insurance plan on your own can be quite daunting. Your best option is to seek professional assistance. There are many benefits to buying KY health insurance through a reliable, licensed health insurance agency.

  • Extensive choice of plans: You can choose from a wide range of individual and family Kentucky health insurance plans from leading Kentucky health insurance companies such as Humana, Anthem Blue Cross Blue Shield, Aetna, UnitedHealthOne, and Assurant. An established company can help you find whatever you are looking for – comprehensive individual health plans, short-term health insurance, student health insurance or dental and vision insurance options.

  • The best service at no extra cost: The cost of your KY health insurance is the same whether you purchase it directly from the health insurance company or from the agency. But when you choose to shop at the website of a professional health insurance broker, it’s easy and convenient. You can get free quotes from various providers as well as knowledgeable advice on choosing the right plan to suit your needs and budget. These services come to you entirely free of cost - the agent is paid a commission by the health insurance company.

  • Quick processing of your application: As you apply online directly through the website of your health insurance agent, you are the saved the paperwork of printing, filling out and mailing the application. Your application is processed quickly, saving you a lot of time and trouble.

  • Safety of personal information: With a reliable, licensed health insurance broker, all your personal information stays safe and confidential. They will not trade or sell your details to anyone. Applying for health insurance in Kentucky through their website is safe as the web pages are encrypted to ensure that your information can be viewed only by authorized personnel.

  • End-to-end customer care: There is a lot of competition out there, with health insurance agents competing to attract customers. You can get toll-free assistance any time and even live support online via their website. Experienced staff is at hand to provide you with all the support you need to purchase an affordable Kentucky health insurance plan and to answer any queries you may have.

It’s important to find the right health insurance agency to shop for your KY health insurance. There’s a lot happening on the
Kentucky health scene right now, with more important changes slated for 2014 and the years ahead. An experienced health insurance broker can tell you all about these changes and how they will affect you so that you can make the right decision about protecting yourself and your family.

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About Tracy McManamon Innovator     Licensed Health Insurance Consultant

2 connections, 1 recommendations, 51 honor points.
Joined APSense since, July 4th, 2012, From Steubenville, United States.

Created on Dec 31st 1969 18:00. Viewed 0 times.

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