Be merry on a roll

One buys a car out of luxury. Some buy it out of sheer necessity. The other buys it out of passion and love towards a four wheeler. Some loves to drive and some love to take a ride. Buying a car also means the transport communication becomes easier. You do not have to depend on public transport to reach somewhere. It also gives you a relief in the time of emergency. Buying a four wheeler makes your life easier. But, it is your responsibility to save your car from any damages. For that, you need insurance.

Car insurance in India is a must according to the law. It is illegal to drive around without a legal insurance in every state of India. There are different ways by which you can make your car insured.

The most common one that everyone knows about is the Third Party Insurance. In case of death or injury to a third party or any damage to its car, this car insurance policy helps to provide compensation up to Rs 1 lakh. It protects you and your family members, whoever was driving the car.

Another type of insurance is the Comprehensive Car Insurance. It protects your car from any man made or natural calamities like flood or earthquake. It also saves your car from theft or robbery.

Car Insurance is mandatory because you never know about the difficulties that can come on your way. Buying online car insurance is very common these days. It is an easy process if you know what to look for before you buy.

The insurance should provide benefits to survivors when there is an accident resulting into death.

It should cover lawsuits along with legal fees if any brought against you due to an accident.

It must cover the bills of car repair and damage that is caused due to the accident.

The insurance should also cover damage other than the accident like theft or any other natural calamity.

Many car insurance policies allow premium discounts. Some offers added advantages for extended coverage’s. Compare the discounts and added advantages before buying insurance.

There should be a ‘No Claim Bonus’. This means if you do not make a claim during the policy period, a bonus is offered on the renewal of the policy.

Keep your car safe and you will feel more tension free when you are out for a drive.

Have a happy ride!